227 Scr 38, Mount Olive, MS 39119 Property Records

Smith County property record for 227 Scr 38, Mount Olive, MS 39119

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,100 sqft · built 1997
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$501 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`209-30-000-002.01`

Property Details

APN / Parcel Number

Primary APN	`209-30-000-002.01`
Alternative APNs	`013209` `13209`

Interior

Full Baths	1 Bath
Building Area	1,100 sqft Adjusted Area
1st Floor Area	928 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	13209
Street Address	227 SCR 38
City	MOUNT OLIVE
State	MS
Zip	39119-5890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 AC ML S OF ROAD IN NW NE
Legal Range	16W
Legal Township	10N
Legal Section	30
Jurisdiction	SMITH MS
Township / Civil Division	3
Census Block Group	2
Census Block	2054
Census Tract	950201

Owner

227 Scr 38 is owned and occupied by two individuals who acquired it in April 2022.

Source: Smith County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	227 SCR 38, MOUNT OLIVE, MS 39119-5890
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jun 1, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022
Deed Sale	Apr 19, 2022
Deed Document Number	20221102
Deed Book / Page	672 / 268
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH MS
Recording Date	Apr 27, 2026
Property Address	227 SCR 38, MOUNT OLIVE, MS 39119-5890
Document Number	0000001000
Book / Page	712 / 1298
Instrument Date	Apr 16, 2026
Instrument	20261000
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 SCR 38, MOUNT OLIVE, MS 39119-5890

Mortgage

Document Number	0000001000,
Date	Apr 27, 2026
Book Page	712/1298
Instrument	20261000

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH MS
Recording Date	Jun 1, 2020
Property Address	227 SCR 38, MOUNT OLIVE, MS 39119-5890
Document Number	00650/1620
Book / Page	650 / 1620
Instrument Date	May 29, 2020
Instrument	202001187
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	369 SCR 38, MOUNT OLIVE, MS 39119-6030

Tax Assessment & Valuation

The 2025 property tax bill for 227 Scr 38 was $501 with a homeowner's exemption, up 29.1% from the year before.

Source: Smith County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Smith County
Unified School District	Smith County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$501.00 (+29.12%) Homeowner's exemption	$7,816	$77,000 Land $6,570 Building $70,430
2024	$388.00 (-0.26%)
2023	$389.00 (-58.79%) Homeowner's exemption	$6,253	$61,380 Land $6,610 Building $54,770
2022	$944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Scr 38 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Scr 38 is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 71% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKATOMA WATER ASSOCIATION #2 public/private · serves 5,866 people · EPA ID MS0640022
Water Source	Groundwater
Last State Inspection	Oct 2025
Also Mapped Here	OKATOMA WATER ASSOCIATION #1
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scr 38

Nearby Streets

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