227 Saint Nicholas St, Luling, LA 70070 Property Records

St. Charles Parish property record for 227 Saint Nicholas St, Luling, LA 70070

Property Summary

Property Type	Single Family Home
Details	2,693 sqft · built 1968
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Aug 2023)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2022 Sale
APN	`7-025 11A 00015`

Property Details

APN / Parcel Number

Primary APN	`7-025 11A 00015`

Interior

Building Area	2,693 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	227 SAINT NICHOLAS ST
City	LULING
State	LA
Zip	70070-5111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 15, BLK. 11-A, LAGATTUTA ADD. 2 TO MIMOSA PARK SUBD.
Legal Subdivision	LAGATUTTA ADDITION #2
Legal Block	11-A
Legal Lot Number	15
Jurisdiction	ST CHARLES LA
Township / Civil Division	7
Census Block Group	2
Census Block	2035
Census Tract	63100

Owner

227 Saint Nicholas St is owned and occupied by two individuals who bought it in August 2023.

Source: St. Charles Parish records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	227 SAINT NICHOLAS ST, LULING, LA 70070-5111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage GMFS LLC
May 25, 2022	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Prior Sale	May 25, 2022 · Amount on File
Deed Document Number	2023476828
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	227 SAINT NICHOLAS ST, LULING, LA 70070-5111
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000476829
Date	Aug 16, 2023
Instrument	476829

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

May 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	ST CHARLES LA
Recording Date	May 25, 2022
Property Address	227 SAINT NICHOLAS ST, LULING, LA 70070-5111
Document Number	0009190841
Book / Page	919 / 841
Instrument Date	May 24, 2022
Instrument	468506
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 SAINT JOHN ST, 223, LULING, LA 70070-6109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 TUPELO ST, LULING, LA 70070-3245

Tax Assessment & Valuation

The 2025 property tax bill for 227 Saint Nicholas St was $2,593 with a homeowner's exemption, up 15.3% from the year before.

Source: St. Charles Parish assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,593.00 (+15.35%) Homeowner's exemption	$29,410 (-) Land $6,220 Building $23,190	$294,100 (-) Land $62,200 Building $231,900
2024	$2,248.00 (+30.85%) Homeowner's exemption	$29,410 (+28.47%) Land $6,220 Building $23,190	$294,100 (+28.47%) Land $62,200 Building $231,900
2023	$1,718.00 (-24.32%) Homeowner's exemption	$22,892 (+17.92%) Land $4,580 Building $18,312	$228,920 (+17.92%) Land $45,800 Building $183,120
2022	$2,270.00	$19,413 Land $4,580 Building $14,833	$194,130 Land $45,800 Building $148,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 227 Saint Nicholas St; there have been 216 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 434 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	434 in force
Nearby Flood Claims	216 (1978–2026)
Claims Outside the SFHA	166 of 216
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 19 claims Hurricane Katrina, Aug 2005 · 40 claims Severe Storms And Flooding, May 1995 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Saint Nicholas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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