227 Saint James Blvd, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 227 Saint James Blvd, Springfield, MA 01104

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,135 sqft · built 1925
Lot Size	0.091 acres (3,964 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Feb 2018)
Tax Bill	$4,304 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11172 P:0054`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11172 P:0054`
Alternative APN	`111720054`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,135 sqft Living Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Lot Area	3,964 sqft (0.091 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	111720054
Street Address	227 SAINT JAMES BLVD
City	SPRINGFIELD
State	MA
Zip	01104-2953
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4001
Census Tract	800201

Owner

Source: Hampden County and Springfield City records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 SAINT JAMES BLVD, SPRINGFIELD, MA 01104-2953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Oct 10, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 23, 2018	Warranty Deed, Transfer SPRINGFIELD, CITY OF

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2018 · Amount on Record
Deed Sale	Feb 23, 2018 · Amount on Record
Deed Document Number	20189910
Deed Book / Page	22072 / 158
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 21, 2026
Property Address	227 SAINT JAMES BLVD, SPRINGFIELD, MA 01104-2953
Document Number	026297-135
Book / Page	26297 / 135
Instrument Date	Feb 22, 2026
Instrument	202616868
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 SAINT JAMES BLVD, SPRINGFIELD, MA 01104-2953

Mortgage

Document Number	0000016868,
Date	Apr 21, 2026
Book Page	26297/135
Instrument	202616868

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.09%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	227 SAINT JAMES BLVD, SPRINGFIELD, MA 01104-2953
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025184-142
Date	Oct 10, 2023
Book Page	25184/142
Instrument	47894

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 23, 2018
Property Address	227 SAINT JAMES BLVD, SPRINGFIELD, MA 01104-2953
Document Number	22072-158
Book / Page	22072 / 158
Instrument	9910
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.37
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 SAINT JAMES BLVD, SPRINGFIELD, MA 01104-2953

Mortgage

Document Number	220720172
Date	Feb 23, 2018
Instrument	22072/0172

Lender

Name	SPRINGFIELD, CITY OF

Agreement

Amount	Amount Recorded

Mortgage

Document Number	22072-160
Date	Feb 23, 2018
Book Page	22072/160
Instrument	9911

Lender

Name	RANDOLPH SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,304.00 (+2.79%)	$274,500 (+11.77%) Land $35,900 Building $238,600
2023	$4,187.00	$245,600 Land $31,800 Building $213,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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