227 S Wayne St, Van Wert, OH 45891 Property Records

Van Wert County property record for 227 S Wayne St, Van Wert, OH 45891

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,059 sqft · built 2015
Lot Size	0.203 acres (8,832 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Jul 2021)
Tax Bill	$867 (2025)
Deeds & Mortgages	Jul 2021 Second Mortgage Jul 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-019652.0000`

Property Details

APN / Parcel Number

Primary APN	`12-019652.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,059 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	955 sqft
Attic	Attic
Attic Area	416 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,832 sqft (0.203 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	227 S WAYNE ST
City	VAN WERT
State	OH
Zip	45891-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 668 VAN WERT 1
Legal Lot Number	668
Jurisdiction	VAN WERT OH
Township / Civil Division	RIDGE
Census Block Group	1
Census Block	1011
Census Tract	20900

Owner

Source: Van Wert County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 S WAYNE ST, VAN WERT, OH 45891-2132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Jul 9, 2021	Warranty Deed, Transfer · Line of Credit FLAGSTAR BANK FSB
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Sep 23, 2015 · Amount on Record
Deed Document Number	20213034
Deed Book / Page	420 / 4694
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	227 S WAYNE ST, VAN WERT, OH 45891-2132
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	420/4717
Date	Jul 9, 2021
Book Page	420/4717
Instrument	202103036

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Jul 9, 2021
Property Address	227 S WAYNE ST, VAN WERT, OH 45891-2132
Document Number	420/4694
Book / Page	420 / 4694
Map Reference	VOL 392 PG 155
Instrument Date	Jul 7, 2021
Instrument	202103034
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 S WAYNE ST, VAN WERT, OH 45891-2132

Mortgage

Document Number	202103035
Date	Jul 9, 2021
Instrument	202103035

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	227 S WAYNE ST, VAN WERT, OH 45891-2132
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	409/1695
Date	May 31, 2018
Book Page	409/1695
Instrument	201800001889

Lender

Name	THE CITIZENS NATIONAL BANK
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	122 Months
Due	Jul 1, 2028

Tax Assessment & Valuation

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Ridge Township
Municipality	Van Wert City
Unified School District	Van Wert City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$867.00 (+1.64%) Homeowner's exemption	$24,780 (-) Land $4,230 Building $20,550
2024	$853.00 (-3.94%) Homeowner's exemption	$24,780 (-) Land $4,230 Building $20,550	$70,800 (-) Land $12,090 Building $58,710
2023	$888.00 (+5.34%) Homeowner's exemption	$24,780 (+15.74%) Land $4,230 Building $20,550	$70,800 (+15.74%) Land $12,090 Building $58,710
2022	$843.00 Homeowner's exemption	$21,410 Land $2,820 Building $18,590
2020			$61,170 Land $8,060 Building $53,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAN WERT CITY serves 10,846 people · EPA ID OH8100611
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, T-Mobile, TSC.

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