227 S Jefferson St, Frederick, MD 21701 Property Records

Frederick County property record for 227 S Jefferson St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,615 sqft · built 1931
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Feb 2021)
Tax Bill	$6,250 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-039710`

Property Details

APN / Parcel Number

Primary APN	`02-039710`
Alternative APNs	`2039710` `039710`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,615 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	190 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	039710
Street Address	227 S JEFFERSON ST
City	FREDERICK
State	MD
Zip	21701-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LT 50 X 150 227 S. JEFF. ST. FREDERICK
Legal Subdivision	D P MCNABB
Legal Block	B
Legal Lot Number	227
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2017
Census Tract	765100

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	227 S JEFFERSON ST, FREDERICK, MD 21701-6204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 11, 2021	Correction Deed LEGACYHOUSE TITLE
Jun 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 19, 2019	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 7, 2019	Deed, Transfer · Commercial Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Mar 19, 2019 · Amount on Record
Deed Book / Page	14535 / 288
Prior Transfer Date	Jan 27, 2021
Prior Transfer Doc	0145350285
Record Updated	Jun 8, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 11, 2021
Property Address	227 S JEFFERSON ST, FREDERICK, MD 21701-6204
Document Number	0145350288
Book / Page	14535 / 288
Map Reference	MB EGH 2 PL 20
Instrument Date	Jan 27, 2021
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	227 S JEFFERSON ST, FREDERICK, MD 21701-6204

Mortgage

Document Number	14535294
Date	Feb 11, 2021
Instrument	14535/294

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 11, 2021
Property Address	227 S JEFFERSON ST, FREDERICK, MD 21701-6204
Document Number	0145350285
Book / Page	14535 / 285
Map Reference	MB EGH 2 PL 20
Instrument Date	Jan 27, 2021
Record Updated	Aug 9, 2021
Title Company	LEGACYHOUSE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	227 S JEFFERSON ST, FREDERICK, MD 21701-6204

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 26, 2020
Property Address	227 S JEFFERSON ST, FREDERICK, MD 21701-6204
Document Number	0138510447
Book / Page	013851 / 000447
Instrument Date	Apr 16, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	227 S JEFFERSON ST FREDERICK MD 217016204, FREDERICK, MD 21701-6204

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 19, 2019
Property Address	227 S JEFFERSON ST, FREDERICK, MD 21701-6204
Document Number	0128780217
Book / Page	12878 / 0217
Map Reference	MB EGH 2 PL 20
Instrument Date	Feb 27, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BRENNAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$499.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 NORBECK ROAD, FREDERICK, MD 21701

Mortgage

Document Number	0012878226
Date	Mar 19, 2019
Instrument	12878/226

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 7, 2019
Property Address	227 S JEFFERSON ST, FREDERICK, MD 21701-6204
Document Number	0127850244
Book / Page	12785 / 0244
Map Reference	MB EGH 2 PL 20
Instrument Date	Dec 4, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BRENNAN TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14420 ALBEMARLE POINT PL STE 150, 150, CHANTILLY, VA 20151-1690
Investor	Possibly a Property Investor

Mortgage

Document Number	0012785252
Date	Jan 7, 2019
Instrument	12785/252

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,100 (+40.71%) Land $135,000 Building $258,100	$393,100 (-) Land $135,000 Building $258,100
2024	$6,250.00 (+22.31%)
2023	$5,110.00	$279,367	$393,100 Land $135,000 Building $258,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2019 · other causes
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

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