Ottawa County property record for 227 S Graytown Rd, Elmore, OH 43416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,858 sqft · built 2023 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,501 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 029659-7 |
| Primary APN | 029659-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,858 sqft Living Area |
| Gross Area | 3,716 sqft |
| 1st Floor Area | 1,858 sqft |
| Basement Area | 1,858 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 029659-7 |
|---|---|
| Street Address | 227 S GRAYTOWN RD |
| City | ELMORE |
| State | OH |
| Zip | 43416-9758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S04 T06 R14 PT S 1/2 N 1/2 NW |
| Legal Range | 14E |
| Legal Township | 06N |
| Legal Section | 04 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | HARRIS |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 50900 |
Source: Ottawa County records, as of April 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 227 S GRAYTOWN RD, ELMORE, OH 43416-9758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SUN FEDERAL CREDIT UNION |
| Oct 6, 2022 | Deed of Trust, Mortgage · Construction Mortgage SUN FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | May 22, 2026 |
| Property Address | 227 S GRAYTOWN RD, ELMORE, OH 43416-9758 |
| Document Number | 0000003079 |
| Book / Page | 2083 / 332 |
| Instrument Date | May 11, 2026 |
| Instrument | 20263079 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 227 S GRAYTOWN RD, ELMORE, OH 43416-9758 |
| Document Number | 0000003079, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 2083/332 |
| Instrument | 20263079 |
| Name | SUN FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 14, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 227 S GRAYTOWN RD, ELMORE, OH 43416-9758 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0000321384 |
|---|---|
| Date | Oct 6, 2022 |
| Book Page | 1918/49 |
| Instrument | 2022-321384 |
| Name | SUN FCU |
|---|---|
| Type | Credit Union |
| Address | MAUMEE, OH 43537 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Oct 1, 2053 |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Harris Township |
| Unified School District | Woodmore Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,501.00 (-0.74%) | $120,198 (-) Land $22,579 Building $97,619 | |
| 2024 | $5,542.00 (+634.04%) | $120,198 (+749.82%) Land $22,579 Building $97,619 | $343,420 (+749.84%) Land $64,510 Building $278,910 |
| 2023 | $755.00 (+7.24%) | $14,144 (+0.03%) Land $14,144 | |
| 2022 | $704.00 | $14,140 Land $14,140 | |
| 2021 | $40,410 Land $40,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Amplex Wireless Fiber · Fixed Wireless | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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