227 S 3rd St, Coshocton, OH 43812 Property Records

Coshocton County property record for 227 S 3rd St, Coshocton, OH 43812

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,127 sqft · built 1900
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jul 2016)
Tax Bill	$160 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004325-4`

Property Details

APN / Parcel Number

Primary APN	`004325-4`
Alternative APN	`0430000240100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,127 sqft Living Area
1st Floor Area	808 sqft
Upper Floors Area	638 sqft
Basement Area	808 sqft
Unfinished Basement	80 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	200 ft deep x 40 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004325-4
Street Address	227 S 3RD ST
City	COSHOCTON
State	OH
Zip	43812-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 70 N PT 40 X 200 04 DOC 1371
Legal Lot Number	70
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2051
Census Tract	961400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Coshocton Main Street Historic District listed 2019 · 116 contributing resources · NRIS 100003497

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Coshocton County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 S 3RD ST, COSHOCTON, OH 43812-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Feb 2, 2022	Transfer on Death Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON
Mar 9, 2020	Affidavit of Death of Joint Tenant, Transfer
Jul 8, 2016	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2016 · Amount on Record
Deed Sale	Jul 8, 2016 · Amount on Record
Prior Sale	Mar 10, 2004 · Amount on Record
Deed Document Number	20162598
Deed Book / Page	706 / 226
Last Transfer Date	Feb 13, 2020
Transfer Doc	00777/1454
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Recording Date	Jul 15, 2026
Property Address	227 S 3RD ST, COSHOCTON, OH 43812-2002
Document Number	0000002941
Book / Page	812 / 5974
Instrument Date	Jul 10, 2026
Instrument	20262941
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 S 3RD ST, COSHOCTON, OH 43812-2002

Mortgage

Document Number	0000002941,
Date	Jul 15, 2026
Book Page	812/5974
Instrument	20262941

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COSHOCTON OH
Recording Date	Feb 2, 2022
Property Address	227 S 3RD ST, COSHOCTON, OH 43812-2002
Document Number	00789/2183
Book / Page	789 / 2183
Map Reference	MB 1 PG 27
Instrument Date	Feb 1, 2022
Instrument	202200000499
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COSHOCTON OH
Recording Date	Mar 9, 2020
Property Address	227 S 3RD ST, COSHOCTON, OH 43812-2002
Document Number	00777/1454
Book / Page	777 / 1454
Map Reference	MB 1 PG 27
Instrument Date	Feb 13, 2020
Instrument	202000001054
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 S 3RD ST, COSHOCTON, OH 43812-2002

July 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jul 8, 2016
Property Address	227 S 3RD ST, COSHOCTON, OH 43812-2002
Document Number	000706/226
Book / Page	706 / 226
Map Reference	MB 1 PG 27
Instrument Date	Jul 5, 2016
Instrument	201600002598
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	227 S 3RD ST, COSHOCTON, OH 43812-2002

Mortgage

Document Number	201600002599
Date	Jul 8, 2016
Instrument	201600002599

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$160.00 (-9.09%)	$23,840 (-) Land $3,640 Building $20,200	$68,100 (-) Land $10,390 Building $57,710
2024	$176.00 (+193.33%) Homeowner's exemption Senior Citizen's exemption	$23,840 (+27.05%) Land $3,640 Building $20,200	$68,100 (+27.03%) Land $10,390 Building $57,710
2023	$60.00 (-9.09%) Homeowner's exemption	$18,764 (-) Land $2,797 Building $15,967
2022	$66.00 Homeowner's exemption	$18,764 Land $2,797 Building $15,967
2021			$53,610 Land $7,990 Building $45,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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