227 S 3rd Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 227 S 3rd Ave, Mount Vernon, NY 10550

Property Summary

Property TypeTriplex
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on Record
Last Sale$700,000 (May 2026)
Tax Bill$19,655 (2026)
Deeds & MortgagesAug 2026 Mortgage
May 2026 Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APN550800 169.23-3114-28

Property Details

APN / Parcel Number

Primary APN550800 169.23-3114-28
Alternative APNs
  • 080016902331140280000000
  • 084760

Exterior

Architectural StyleTriplex
Lot Area10,454 sqft (0.24 acres)

Location & Zoning

Account Number084760
Street Address227 S 3RD AVE
CityMOUNT VERNON
StateNY
Zip10550-3924
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Block3114
Legal Lot Number28.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT VERNON
Census Block Group2
Census Block2002
Census Tract3100

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2533 BATCHELDER ST, 4E, BROOKLYN, NY 11235-1418
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOAN FUNDER LLC
May 11, 2026Deed of Trust, Mortgage · Construction Mortgage
FIRST AMERICAN TITLE
May 11, 2026Bargain and Sale Deed, Construction Loan · Construction Mortgage
CAPITAL HOLDINGS LLC
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 17, 2021Deed, Transfer
LAND TRACK TITLE AGENCY LLC
Aug 14, 2020Grant Deed, Transfer · Line of Credit
LOAN FUNDER LLC SERIES 11138

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2026 · Amount on Record
Deed SaleMay 11, 2026 · Amount on Record
Prior SaleAug 14, 2020 · Amount on Record
Deed Document Number20263532
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Recording DateAug 24, 2026
Property Address227 S 3RD AVE, MOUNT VERNON, NY 10550-3924
Document Number0000003418
Instrument DateAug 17, 2026
Instrument20263418
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000003418,
DateAug 24, 2026
Instrument20263418
Lender
NameLOAN FUNDER LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Recording DateMay 11, 2026
Property Address227 S 3RD AVE, MOUNT VERNON, NY 10550-3924
Document Number0000003451
Instrument DateApr 27, 2026
Instrument20263451
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000003451,
DateMay 11, 2026
Instrument20263451
Lender
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 27, 2027
Interest
Rate6.38%
Max Rate-1%

May 2026: Bargain and Sale Deed, Construction Loan

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateMay 11, 2026
Property Address227 S 3RD AVE, MOUNT VERNON, NY 10550-3924
Document Number0000003532
Instrument DateApr 2, 2026
Instrument20263532
Transaction TypeConstruction Loan
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$282,800.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

DateMay 11, 2026
Lender
NameCAPITAL HOLDINGS LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 27, 2027
Interest
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address227 S 3RD AVE, MOUNT VERNON, NY 10550-3924
Transaction TypeMortgage
Record UpdatedFeb 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0610753290
DateMar 17, 2021
Instrument610753290
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionWESTCHESTER NY
Recording DateMar 17, 2021
Property Address227 S 3RD AVE, MOUNT VERNON, NY 10550-3924
Document Number0602063105
Map ReferenceMAP 144
Instrument DateAug 27, 2020
Instrument602063105
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyLAND TRACK TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address227 S 3RD AVE, 227, MOUNT VERNON, NY 10550-3924

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address1546 52ND STREET, BROOKLYN, NY 11219-4989

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateAug 14, 2020
Property Address227 S 3RD AVE, MOUNT VERNON, NY 10550-3924
Document Number0600343304
Book / Page060034 / 003304
Instrument DateFeb 4, 2020
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyEXECUTIVE ABSTRACT GROUP INC, EXECUTIVE ABS GRP INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,560.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1546 52ND ST #3R BROOKLYN NY 112194989, 3R, BROOKLYN, NY 11219-4989

Mortgage

Document Number602273428
DateAug 14, 2020
Book Page060227/003428
Lender
NameLOAN FUNDER LLC SERIES 11138
Address645 MADISON AVE # 19, NEW YORK, NY 10022-1010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,655.00 (-57.14%)
2025$45,863.00$11,436 (-) Land $3,200 Building $8,236$635,334 (+6.67%) Land $177,778 Building $457,556
2024$11,436 (+53.79%) Land $3,200 Building $8,236$595,625 (+36.97%) Land $166,667 Building $428,958
2023$7,436 Land $3,200 Building $4,236$434,854 Land $187,135 Building $247,719

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT VERNON WATER DEPARTMENT
serves 73,893 people · EPA ID NY5903441
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead7 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Optimum, T-Mobile.

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