227 S 2nd St, Seward, NE 68434 Property Records

Seward County property record for 227 S 2nd St, Seward, NE 68434

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 1,683 sqft · built 1923
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$211,000 (Jul 2022)
Tax Bill	$1,935 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`800074203`

Property Details

APN / Parcel Number

Primary APN	`800074203`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,683 sqft Living Area
1st Floor Area	1,102 sqft
Attic	Attic
Attic Area	496 sqft
Basement Area	1,102 sqft
Finished Basement	717 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	120 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	576 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	227 S 2ND ST
City	SEWARD
State	NE
Zip	68434-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MULTI-FAMI
Legal Description	SEWARD ORIGINAL TOWN BLOCK 18 LOT 8
Legal Subdivision	SEWARD ORIGINAL TOWN
Legal Block	18
Legal Lot Number	8
Jurisdiction	SEWARD NE
Township / Civil Division	SEWARD
Census Block Group	1
Census Block	1022
Census Tract	960200

Owner

227 S 2nd St is owned by two individuals who bought it in July 2022.

Source: Seward County records, as of February 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49230 PAUL RD, ONEILL, NE 68763-4650
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CITY BANK & TRUST
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST CO
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FIRST CU
Aug 7, 2018	Quit Claim Deed, Transfer TITLE SERVICES/BLUE VALLEY, TITLE SERVICES OF BLUE VALLE
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage LIBERTY FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Jul 11, 2018 · Amount on File
Deed Document Number	20221861
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Jul 7, 2022
Property Address	227 S 2ND ST, SEWARD, NE 68434-2507
Document Number	0202201861
Instrument Date	Jun 6, 2022
Instrument	202201861
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	UNION CMRC TITLE COMPANY LLC, UNION TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202201862
Date	Jul 7, 2022
Instrument	202201862

Lender

Name	CITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 6, 2029

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	227 S 2ND ST, SEWARD, NE 68434-2507
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200945
Date	Apr 6, 2022
Instrument	202200945

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	227 S 2ND ST, SEWARD, NE 68434-2507
Transaction Type	Mortgage
Record Updated	Oct 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901715
Date	Aug 12, 2019
Instrument	201901715

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2034

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEWARD NE
Recording Date	Aug 7, 2018
Property Address	227 S 2ND ST, SEWARD, NE 68434-2507
Document Number	201801775
Instrument Date	Jul 11, 2018
Instrument	201801775
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	TITLE SERVICES/BLUE VALLEY, TITLE SERVICES OF BLUE VALLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Jul 11, 2018
Property Address	227 S 2ND ST, SEWARD, NE 68434-2507
Document Number	201801542
Instrument Date	Jul 9, 2018
Instrument	201801542
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	TITLE SERVICES/BLUE VALLEY, TITLE SERVICES OF BLUE VALLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	201801543
Date	Jul 11, 2018
Instrument	201801543

Lender

Name	LIBERTY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 227 S 2nd St was $1,935.

Source: Seward County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Seward County
Municipality	Seward City
Unified School District	Seward Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,935.00	$179,906 Land $14,112 Building $165,794	$179,906 Land $14,112 Building $165,794
2023	$2,196.00	$151,014 Land $12,852 Building $138,162	$151,014 Land $12,852 Building $138,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 S 2nd St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jun 2019 · 2 claims Severe Storms And Flooding, Mar 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 227 S 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SEWARD serves 7,700 people · EPA ID NE3115905
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Great Plains Communications, Nextlink.

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