227 Rutledge Ave, Charleston, SC 29403 Property Records

Charleston County property record for 227 Rutledge Ave, Charleston, SC 29403

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 3 ba · 3,626 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$2,250,000 (Oct 2025)
Tax Bill	$33,376 (2025)
Deeds & Mortgages	Apr 2022 Transfer Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`460-11-02-009`

Property Details

APN / Parcel Number

Primary APN	`460-11-02-009`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Units	2 Units
Stories	2 Stories
Building Area	3,626 sqft Total Area
1st Floor Area	1,716 sqft
Upper Floors Area	1,910 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Victorian
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	119 ft deep x 37 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	356 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	227 RUTLEDGE AVE
City	CHARLESTON
State	SC
Zip	29403-5351
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	DESCRIPTION -227 RUTLEDGE
Legal Subdivision	RUTLEDGE
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1008
Census Tract	1100

Owner

Source: Charleston County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	450B MEETING ST, CHARLESTON, SC 29403-5522
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 24, 2021	Deed, Transfer · Stand-Alone First Mortgage SERVISFIRST BANK
Oct 9, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH ATLANTIC BK
Jun 23, 2017	Quit Claim Deed, Mortgage · Line of Credit SOUTH ATLANTIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Sep 24, 2021 · Amount on Record
Deed Book / Page	1344 / 407
Prior Transfer Date	Mar 31, 2022
Prior Transfer Doc	0010980402
Record Updated	Sep 20, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 8, 2022
Property Address	227 RUTLEDGE AVE, CHARLESTON, SC 29403-5777
Document Number	0010980402
Book / Page	1098 / 402
Instrument Date	Mar 31, 2022
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 RUTLEDGE AVE, CHARLESTON, SC 29403-5777

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 24, 2021
Property Address	227 RUTLEDGE AVE, CHARLESTON, SC 29403-5777
Document Number	0010360446
Book / Page	1036 / 446
Instrument Date	Aug 17, 2021
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 RUTLEDGE AVE, CHARLESTON, SC 29403-5777

Mortgage

Document Number	0001036448
Date	Sep 24, 2021
Instrument	1036/448

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0010360864
Date	Sep 27, 2021
Book Page	1036/864

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank
Address	29752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	34 Months
Due	Jul 2, 2024

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	227 RUTLEDGE AVE, CHARLESTON, SC 29403-5777
Document Number	0830/0230
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 RUTLEDGE AVE CHARLESTON SC 294035777, CHARLESTON, SC 29403-5777

Mortgage

Document Number	0830/0230
Date	Oct 14, 2019
Book Page	000830/000230

Lender

Name	SOUTH ATLANTIC BK
Type	Bank
Address	630 29TH AVE N, MYRTLE BEACH, SC 29577-3169

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 13, 2024

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 23, 2017
Property Address	227 RUTLEDGE AVE, CHARLESTON, SC 29403-5777
Document Number	0647/0456
Book / Page	000647 / 000456
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 RUTLEDGE AVE CHARLESTON SC 294035777, CHARLESTON, SC 29403-5777

Mortgage

Document Number	647/0457
Date	Jun 23, 2017
Book Page	000647/000457

Lender

Name	SOUTH ATLANTIC BK
Type	Bank
Address	PO BOX 70130, MYRTLE BEACH, SC 29572-0021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 22, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,376.00 (+10.18%)
2024	$30,291.00 (+118.71%)	$105,330 (+31.58%)
2022	$13,850.00	$80,050	$1,755,500 (-) Land $450,000 Building $1,305,500
2020			$1,755,500 Land $450,000 Building $1,305,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 units insured incl. 16 condo units
Nearby Flood Claims	26 (1989–2018)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Rutledge Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures