1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Ruby Lake Ln

227 Ruby Lake Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 227 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage2,338 sqft Living Area
Lot Size12,502 sqft (0.287 acres)
OccupancyOwner Occupied
Last Sale$325,000 (2018)
Tax Bill$6,538.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-856604-001220
Alternative APNs
  • 072927856604001220
  • 72927000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,338 sqft Living Area
Gross Area2,844 sqft Gross Area
1st Floor2,338 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2010
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area12,502 sqft (0.287 acres)
Garage TypeAttached Garage
Garage Area506 sqft Garage
Pool Area392 sqft Pool
Porch Area395 sqft Porch

Location & Zoning

Street Address227 RUBY LAKE LN
CityWINTER HAVEN
StateFL
Zip33884-3267
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 122
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE FOUR
Legal Phase4
Legal Tract856604
Legal Block1
Legal Lot Number122
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1037
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-856604-001220

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address227 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 18, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS
Sep 21, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
QUICKEN LNS
Sep 14, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2018 · Amount on Record
Deed SaleSep 21, 2018 · Amount on Record
Prior SaleMar 04, 2008 · Amount on Record
Deed Doc Number2018200433
Deed Book / Page10618 / 1782
Last Transfer DateOct 24, 2023
Transfer Doc0000265807
Record RefreshedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateNov 09, 2023
Property Address227 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0000265807
Book / Page12904 / 1393
Map ReferenceMB 108 PG 21-23
Instrument DateOct 24, 2023
Instrument2023265807
Transaction TypeTransfer
Record UpdatedDec 04, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1129 LEXINGTON RIDGE RD, HOSCHTON, GA 30548-3731

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address227 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0110530337
Instrument DateNov 18, 2019
Transaction TypeMortgage
Record UpdatedDec 18, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address227 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number0110530337
DateNov 25, 2019
Book Page011053/000337
Instrument250439
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 21, 2018
Property Address227 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0106181782
Book / Page010618 / 001782
Instrument DateSep 14, 2018
Instrument200433
Transaction TypeTransfer
Record UpdatedOct 08, 2018
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number106181783
DateSep 21, 2018
Book Page010618/001783
Instrument200434
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2048

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address227 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0106592116
Instrument DateSep 14, 2018
Transaction TypeMortgage
Record UpdatedNov 19, 2018
Title CompanyEXECUTIVE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3207 OAK TREE LN WINTER HAVEN FL 338841329, WINTER HAVEN, FL 33884-1329

Mortgage

Document Number0106592116
DateNov 02, 2018
Book Page010659/002116
Instrument230775
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,538.00 (-1.03%) Homeowner's exemption$393,123 (+1.3%) Land $88,000 Building $305,123$393,123 (+1.3%) Land $88,000 Building $305,123
2023$6,606.00 (+10.47%)$388,060 (+14.25%) Land $86,000 Building $302,060$388,060 (+14.25%) Land $86,000 Building $302,060
2022$5,980.00$339,668 Land $72,000 Building $267,668$339,668 Land $72,000 Building $267,668

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ruby Lake Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures