227 Rosedale Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 227 Rosedale Ct, Covington, KY 41015 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 943 sqft · built 1904
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Jan 2018)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-42-01-021.00`

Property Details

APN / Parcel Number

Primary APN	`056-42-01-021.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	943 sqft Finished Area
Gross Area	1,071 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	227 ROSEDALE CT
City	COVINGTON
State	KY
Zip	41015-1962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDFORD FRANKLIN LOT 83
Legal Subdivision	SANDFORD FRANKLIN
Legal Lot Number	83
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3020
Census Tract	61300

Owner

Source: Kenton County records · APN 056-42-01-021.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	227 ROSEDALE CT, COVINGTON, KY 41015-1962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Jan 16, 2018	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Prior Sale	Aug 10, 2016 · Amount on Record
Deed Document Number	201801 16 059 00227
Deed Book / Page	6334 / 301
Prior Transfer Date	Nov 07, 2014
Prior Transfer Doc	0005900080
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	227 ROSEDALE CT, COVINGTON, KY 41015-1962
Transaction Type	Mortgage
Record Updated	Jan 05, 2024
Title Company	NOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900024
Date	Dec 21, 2021
Book Page	316/187
Instrument	21122105900024

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jan 16, 2018
Property Address	227 ROSEDALE CT, COVINGTON, KY 41015-1962
Document Number	0000000227
Book / Page	0C6334 / 000301
Instrument Date	Jan 12, 2018
Instrument	227
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 ROSEDALE CT COVINGTON KY 410151962, COVINGTON, KY 41015-1962

Mortgage

Document Number	228
Date	Jan 16, 2018
Book Page	0C6334/000304
Instrument	228

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,500 (-) Land $10,000 Building $30,500	$40,500 (-) Land $10,000 Building $30,500
2023	Disabled Person's exemption	$40,500 (-) Land $10,000 Building $30,500	$40,500 (-) Land $10,000 Building $30,500
2022	Disabled Person's exemption	$40,500 Land $10,000 Building $30,500	$40,500 Land $10,000 Building $30,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170613003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1978–2025)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Apr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 657 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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