227 Riverbank Ct, Seneca, SC 29678 Property Records

Oconee County property record for 227 Riverbank Ct, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,194 sqft · built 2017
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$264,900 (Aug 2017)
Tax Bill	$958 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`280-01-02-003`

Property Details

APN / Parcel Number

Primary APN	`280-01-02-003`
Alternative APN	`1064478`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
Attic Area	506 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Traditional
Exterior Material	Vinyl
Roof Material	Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1064478
Old Parcel Number	280 01 02 003
Street Address	227 RIVERBANK CT
City	SENECA
State	SC
Zip	29678-5065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 RIVERWOOD (0.798 AC)
Legal Subdivision	RIVERWOOD
Legal Lot Number	26
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2003
Census Tract	30904

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	227 RIVERBANK CT, SENECA, SC 29678-5065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Aug 3, 2017	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2017 · Amount on Record
Deed Sale	Aug 3, 2017 · Amount on Record
Prior Sale	Nov 30, 2016 · Amount on Record
Deed Document Number	0000001442
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	227 RIVERBANK CT, SENECA, SC 29678-5065
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013272
Date	Feb 18, 2021
Book Page	4103/168
Instrument	13272

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 19, 2036

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 3, 2017
Property Address	227 RIVERBANK CT, SENECA, SC 29678-5065
Document Number	0000001442
Map Reference	MB B-251 PG5
Instrument Date	Aug 1, 2017
Instrument	01442
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	227 RIVERBANK CT, SENECA, SC 29678-5065

Mortgage

Document Number	0000001453
Date	Aug 3, 2017
Instrument	01453

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$958.00	$11,136 (-) Land $686 Building $10,450	$278,387 (-) Land $17,140 Building $261,247
2023		$11,136 Land $686 Building $10,450	$278,387 Land $17,140 Building $261,247

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Vyve Broadband.

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