227 Ridge Rd, Newcastle, ME 04553 Property Records

Lincoln County and Newcastle Town property record for 227 Ridge Rd, Newcastle, ME 04553

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,869 sqft
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Aug 2020)
Tax Bill	$4,473 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NEWC M:008 L:038`

Property Details

APN / Parcel Number

Primary APN	`NEWC M:008 L:038`
Alternative APN	`654`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,869 sqft Living Area
1st Floor Area	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	135,036 sqft (3.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	654
Street Address	227 RIDGE RD
City	NEWCASTLE
State	ME
Zip	04553-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	15
Legal Lot Number	38
Jurisdiction	NEWCASTLE ME
Township / Civil Division	NEWCASTLE
Census Block Group	2
Census Block	2004
Census Tract	975400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

227 Ridge Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Lincoln County and Newcastle Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	227 RIDGE RD, NEWCASTLE, ME 04553-3004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Aug 31, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit BATH SVGS INSTITUTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Deed Document Number	202064774
Deed Book / Page	5575 / 254
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWCASTLE ME
Property Address	227 RIDGE RD, NEWCASTLE, ME 04553-3004
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062450212
Date	Jul 28, 2025
Book Page	6245/212
Instrument	116584

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWCASTLE ME
Recording Date	Aug 31, 2020
Property Address	227 RIDGE RD, NEWCASTLE, ME 04553-3004
Document Number	0055750254
Book / Page	5575 / 254
Instrument Date	Aug 27, 2020
Instrument	64774
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 FLEETWOOD DR, PLAINVILLE, CT 06062-1050

Mortgage

Document Number	64775
Date	Aug 31, 2020
Instrument	64775

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWCASTLE ME
Property Address	227 RIDGE RD, NEWCASTLE, ME 04553-3004
Document Number	0054190050
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 RIDGE RD NEWCASTLE ME 045533004, NEWCASTLE, ME 04553-3004

Mortgage

Document Number	0054190050
Date	Aug 12, 2019
Book Page	005419/000050
Instrument	52719

Lender

Name	BATH SVGS INSTITUTION
Address	DAMARISCOTTA, ME 04543

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 11, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 227 Ridge Rd was $4,473, up 5.1% from the year before.

Source: Lincoln County and Newcastle Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Newcastle Town
Elementary School District	Great Salt Bay Community School District (KG - 08)
Secondary School District	Newcastle (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,473.00 (+5.15%)	$312,800 (-) Land $76,800 Building $236,000
2024	$4,254.00 (+13.29%)	$312,800 (+33.28%) Land $76,800 Building $236,000	$336,395
2023	$3,755.00 (+0.62%)	$234,700 (-) Land $59,100 Building $175,600
2022	$3,732.00	$234,700 Land $59,100 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–2001)
Most Recent Claim	Mar 2001 · Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Tidewater O.P.E.N. Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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