227 Reep Dr, Morganton, NC 28655 Property Records

Burke County property record for 227 Reep Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,061 sqft · built 1920
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Company Names on Record
Last Sale	$437,000 (Mar 2026)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	Mar 2026 Sale Jul 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1782098516`

Property Details

APN / Parcel Number

Primary APN	`1782098516`
Alternative APN	`57089`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,061 sqft Living Area
1st Floor Area	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	462 sqft
Porch	Slab
Porch Area	886 sqft
Deck Area	192 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	227 REEP DR
City	MORGANTON
State	NC
Zip	28655-8253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	227 REEP DR MORGANTON, NC 28655
Legal Subdivision	RODNEY L HERRON & WIFE SURV
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	4
Census Block	4051
Census Tract	20301

Owner

Source: Burke County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4757 TERRY AVE, MORGANTON, NC 28655-7834
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Warranty Deed, Transfer
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 31, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	202626002244
Deed Book / Page	2860 / 413
Prior Transfer Date	Oct 17, 2021
Prior Transfer Doc	0025780383
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 16, 2026
Property Address	227 REEP DR, MORGANTON, NC 28655-8253
Document Number	0028600413
Book / Page	2860 / 413
Instrument Date	Mar 12, 2026
Instrument	2026002244
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Amount	Amount Recorded
Tax	$874.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 SCENIC VIEW DR, SWANNANOA, NC 28778-2625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 REEP DRIVE, SWANNANOA, NC 28778

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 31, 2023
Property Address	227 REEP DR, MORGANTON, NC 28655-8253
Document Number	0026980037
Book / Page	2698 / 37
Instrument Date	Jul 28, 2023
Instrument	2023006966
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227A REEP DR, MORGANTON, NC 28655-8253

Mortgage

Document Number	2023006967
Date	Jul 31, 2023
Instrument	2023006967

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Oct 19, 2021
Property Address	227 REEP DR, MORGANTON, NC 28655-8253
Document Number	0025780383
Book / Page	2578 / 383
Map Reference	DR 2214
Instrument Date	Oct 7, 2021
Instrument	2021012593
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 REEP DR, MORGANTON, NC 28655-8253

Mortgage

Document Number	2021012594
Date	Oct 19, 2021
Instrument	2021012594

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	227 REEP DR, MORGANTON, NC 28655-8253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022970308
Date	Jun 13, 2017
Book Page	2297/0308
Instrument	2017005339

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MORGANTON, NC 28680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	227 REEP DR, MORGANTON, NC 28655-8253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023490913
Date	May 31, 2018
Book Page	2349/0913
Instrument	2017016480

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MORGANTON, NC 28680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,330.00 (-31.62%)	$331,762 (-) Land $15,897 Building $315,865	$331,762 (-) Land $15,897 Building $315,865
2023	$1,945.00 (+27.88%)	$331,762 (+60.21%) Land $15,897 Building $315,865	$331,762 (+60.21%) Land $15,897 Building $315,865
2022	$1,521.00	$207,082 Land $11,866 Building $195,216	$207,082 Land $11,866 Building $195,216

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Tropical Storm Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Compas X-Stream, Spectrum.

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