227 Red Oak Dr, Fate (Rockwall), TX 75087 Property Records

Rockwall County property record for 227 Red Oak Dr, Fate, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,039 sqft · built 2020
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,141 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R103748`

Property Details

APN / Parcel Number

Primary APN	`R103748`
Alternative APNs	`S5377-000A-0007-00-0R` `103748`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,039 sqft Living Area
Gross Area	3,571 sqft
1st Floor Area	3,039 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	136 sqft
Patio Area	94 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	227 RED OAK DR
City	ROCKWALL
State	TX
Zip	75087-0106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PHASE 8B, BLOCK A, LOT 7
Legal Subdivision	WOODCREEK PHASE 8B
Legal Block	A
Legal Lot Number	7
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2024
Census Tract	40407

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	227 RED OAK DR, ROCKWALL, TX 75087-0106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
May 25, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO
Dec 8, 2020	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	227 RED OAK DR, FATE, TX 75087-0106
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003092
Date	Feb 26, 2024
Instrument	20240000003092

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	227 RED OAK DR, FATE, TX 75087-0106
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016807
Date	Jul 28, 2022
Instrument	20220000016807

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	May 25, 2021
Property Address	227 RED OAK DR, FATE, TX 75087-0106
Document Number	0000014053
Map Reference	FILE 20200000006528
Instrument Date	May 25, 2021
Instrument	20210000014053
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 RED OAK DR, FATE, TX 75087-0106

Mortgage

Document Number	0000014054
Date	May 25, 2021
Instrument	20210000014054

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	Dec 8, 2020
Property Address	227 RED OAK DR, FATE, TX 75087-0106
Document Number	0000029901
Instrument Date	Dec 3, 2020
Instrument	29901
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1750 VALLEY VIEW LN #200 DALLAS TX 752349010, 200, DALLAS, TX 75234-9010

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,380 (+5.69%) Land $100,000 Building $421,380	$521,380 (+5.69%) Land $100,000 Building $421,380
2025	$10,141.00 (-5.1%) Homeowner's exemption	$493,288 (+0.51%) Land $100,000 Building $393,288	$493,288 (+0.51%) Land $100,000 Building $393,288
2024	$10,686.00 (+3.61%)
2023	$10,314.00 (+540.62%) Homeowner's exemption	$490,771 Land $120,000 Building $370,771	$490,771 Land $120,000 Building $370,771
2021	$1,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Wi-Five Broadband.

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