227 Purchase St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 227 Purchase St, Rye, NY 10580

Property Summary

Property TypeCondominium
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on Record
Last Sale$614,000 (Jun 2004)
Tax Bill$10,166 (2026)
Deeds & MortgagesApr 2017 Mortgage
Apr 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN551400 139-19-2-54-5

Property Details

APN / Parcel Number

Primary APN551400 139-19-2-54-5
Alternative APN
  • 140013901900020540050000

Exterior

Architectural StyleCondo/Apartment
Lot Area28,750 sqft (0.66 acres)

Location & Zoning

Street Address227 PURCHASE ST
CityRYE
StateNY
Zip10580-2108
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionRYE CLOS TOWNHOUSE CONDOMINIUM
Legal Block2
Legal Lot Number54.005
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group4
Census Block4009
Census Tract7700

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address227 PURCHASE ST, RYE, NY 10580-2108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Apr 26, 2017Loan Modification, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2004 · Amount on Record
Deed SaleJun 15, 2004 · Amount on Record
Prior SaleDec 20, 2002 · Amount on Record
Deed Document Number200441390623
Prior Transfer DateApr 29, 2002
Prior Transfer Doc0422060417
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address227 PURCHASE ST, RYE, NY 10580-2108
Document Number0571283318
Instrument DateApr 26, 2017
Transaction TypeMortgage
Record UpdatedMar 4, 2019
Title CompanyTITLE RSRC GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address36 ONONDAGA ST RYE NY 105801720, RYE, NY 10580-1720

Mortgage

Document Number0571283318
DateMay 8, 2017
Book Page057128/003318
Lender
NameBANK OF AMERICA
TypeBank
AddressWEST JACKSONVILLE, FL 32256
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.25%

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address227 PURCHASE ST, RYE, NY 10580-2108
Document Number0571283319
Instrument DateApr 26, 2017
Transaction TypeMortgage
Record UpdatedMar 4, 2019
Title CompanyTITLE RSRC GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address227 PURCHASE ST RYE NY 105802108, RYE, NY 10580-2108

Mortgage

Document Number0571283319
DateMay 8, 2017
Book Page057128/003319
Lender
NameBANK OF AMERICA
TypeBank
AddressWEST JACKSONVILLE, FL 32256
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,166.00 (+8.96%)
2025$9,330.00$8,019 (-) Land $6,150 Building $1,869$679,576 (+6.78%) Land $521,186 Building $158,390
2024$8,019 (-) Land $6,150 Building $1,869$636,428 (+2.38%) Land $488,095 Building $148,333
2023$8,019 Land $6,150 Building $1,869$621,628 Land $476,744 Building $144,884

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 98 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies100 units insured
incl. 2 condo units
Nearby Flood Claims559 (1978–2023)
Claims Outside the SFHA44 of 559
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 76 claims
  • Hurricane Irene, Sep 2011 · 74 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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