227 Pile St, Ramona, CA 92065 Property Records

San Diego County property record for 227 Pile St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,191 sqft · built 2009
Lot Size	4.36 acres (190,357 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Oct 1998)
Tax Bill	$7,178 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`280-200-25-00`

Property Details

APN / Parcel Number

Primary APN	`280-200-25-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,191 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	190,357 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	227 PILE ST
City	RAMONA
State	CA
Zip	92065-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 3 TR PM01646
Legal Subdivision	IMPERIAL BEACH
Legal Tract	1646
Legal Block	1
Legal Lot Number	19,20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1000
Census Tract	20812

Owner

Source: San Diego County records · APN 280-200-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	227 PILE ST, RAMONA, CA 92065-1517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 1998 · Amount on Record
Deed Sale	Oct 07, 1998 · Amount on Record
Deed Document Number	1998647393
Last Transfer Date	Sep 05, 2014
Transfer Doc	0000392020
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	227 PILE ST, RAMONA, CA 92065-1517
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1411, RAMONA, CA 92065-0880

Mortgage

Document Number	0000635039
Date	Oct 19, 2020
Instrument	2020-0635039

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$671,140 (+2%) Land $92,062 Building $579,078
2025	$7,178.00 (+7.13%) Homeowner's exemption	$657,981 (+4.04%) Land $90,257 Building $567,724
2023	$6,700.00 (-1.3%) Homeowner's exemption	$632,433 Land $86,753 Building $545,680
2022	$6,788.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 90% of the US · above 72% of California
Wildfire Likelihood	About 1 in 80 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.