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227 Phillips Pl, Royal Oak, MI 48067 Property Records

Oakland County property record for 227 Phillips Pl, Royal Oak, MI 48067 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1916
Square Footage1,446 sqft Living Area
Lot Size5,619 sqft (0.129 acres)
OccupancyOwner Occupied
Last Sale$163,000 (2003)
Tax Bill$4,102.00 (2025)

Property Details

APN / Parcel Number

Primary APN72-25-22-127-021

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,446 sqft Living Area
1st Floor699 sqft 1st Floor
Basement Area699 sqft Basement
Finished Basement608 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,619 sqft (0.129 acres)
Depth X Width112 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area672 sqft Garage
Porch Area150 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address227 PHILLIPS PL
CityROYAL OAK
StateMI
Zip48067-2732
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 22 HOWARTH'S SUB LOT 2
Legal Range11E
Legal Township01N
Legal Section22
Legal SubdivisionHOWARTHS SUB
Legal Lot Number2
JurisdictionOAKLAND MI
Minor Civil DivisionROYAL OAK
Census Blockgroup1
Census Block1001
Census Tract184400

Owner

Source: Oakland County records · APN 72-25-22-127-021

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address227 PHILLIPS PL, ROYAL OAK, MI 48067-2732
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2022Deed of Trust, Mortgage · Line of Credit
COMMUNITY FINANCIAL CU
Dec 13, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITY FINANCIAL CU
Oct 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 27, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 25, 2003 · Amount on Record
Deed SaleApr 25, 2003 · Amount on Record
Deed Doc Number2003205064
Deed Book / Page28931 / 58
Record RefreshedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address227 PHILLIPS PL, ROYAL OAK, MI 48067-2732
Transaction TypeMortgage
Record UpdatedOct 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 PHILLIPS PL, ROYAL OAK, MI 48067-2732

Mortgage

Document Number0000440759
DateSep 08, 2022
Book Page58094/287
Instrument440759
Lender
NameCOMMUNITY FINANCIAL CU
TypeCredit Union
AddressPLYMOUTH, MI 48170
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 07, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address227 PHILLIPS PL, ROYAL OAK, MI 48067-2732
Transaction TypeMortgage
Record UpdatedFeb 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 PHILLIPS PL, ROYAL OAK, MI 48067-2732

Mortgage

Document Number0000272732
DateDec 13, 2021
Book Page57168/682
Instrument272732
Lender
NameCOMMUNITY FINANCIAL CU
TypeCredit Union
AddressPLYMOUTH, MI 48170
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 12, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address227 PHILLIPS PL, ROYAL OAK, MI 48067-2732
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 PHILLIPS PL, ROYAL OAK, MI 48067-2732

Mortgage

Document Number0000205387
DateOct 06, 2020
Book Page54950/326
Instrument205387
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueAug 01, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address227 PHILLIPS PL, ROYAL OAK, MI 48067-2732
Document Number0000203248
Instrument DateNov 27, 2019
Transaction TypeMortgage
Record UpdatedJan 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address227 PHILLIPS PL ROYAL OAK MI 480672732, ROYAL OAK, MI 48067-2732

Mortgage

Document Number0000203248
DateDec 04, 2019
Book Page053575/000181
Instrument203248
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 03, 2049

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,102.00 (-22.07%) Homeowner's exemption$253,690$507,380
2024$5,264.00

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