227 Penobscot Dr, Howell, MI 48843 Property Records

Livingston County property record for 227 Penobscot Dr, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,383 sqft · built 2016
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$282,900 (Apr 2017)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-11-202-153`

Property Details

APN / Parcel Number

Primary APN	`10-11-202-153`
Alternative APN	`471011202153`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,383 sqft Living Area
1st Floor Area	1,070 sqft
Basement Area	1,070 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	115 ft deep x 54 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	227 PENOBSCOT DR
City	HOWELL
State	MI
Zip	48843-6857
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	URBAN
Legal Description	SEC 11 T2N R4E HOMETOWN VILLAGE OF MARION PUD UNIT #153 SPLIT ON 05/18/2006 FROM 4710-11-200-015;
Legal Range	04E
Legal Township	02N
Legal Section	11
Legal Subdivision	HOMETOWN VILLAGE OF MARION
Legal Unit	153
Jurisdiction	LIVINGSTON MI
Township / Civil Division	MARION
Census Block Group	2
Census Block	2015
Census Tract	730102

Owner

Source: Livingston County assessment roll, APN 10-11-202-153, as of August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	227 PENOBSCOT DR, HOWELL, MI 48843-6857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2023	Deed of Trust, Mortgage · Line of Credit LAKE TRUST CU
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 25, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2017 · Amount on Record
Deed Sale	Apr 25, 2017 · Amount on Record
Deed Document Number	201712643
Prior Transfer Date	Oct 13, 2016
Prior Transfer Doc	0000036828
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	227 PENOBSCOT DR, HOWELL, MI 48843-6857
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 PENOBSCOT DR, HOWELL, MI 48843-6857

Mortgage

Document Number	0000022243
Date	Dec 07, 2023
Instrument	2023R-022243

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 06, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	227 PENOBSCOT DR, HOWELL, MI 48843-6857
Transaction Type	Mortgage
Record Updated	Oct 06, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 PENOBSCOT DR, HOWELL, MI 48843-6857

Mortgage

Document Number	2021R037920
Date	Sep 15, 2021
Instrument	2021R-037920

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 01, 2051

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 25, 2017
Property Address	227 PENOBSCOT DR, HOWELL, MI 48843-6857
Document Number	0000012643
Instrument Date	Apr 21, 2017
Instrument	12643
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 02, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,432.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9028 GARFIELD DR WHITMORE LAKE MI 481899272, WHITMORE LAKE, MI 48189-9272

Mortgage

Document Number	12644
Date	Apr 25, 2017
Instrument	12644

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	FORT HURON, MI 48060

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll as of August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Marion Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,600 (+11.81%)	$407,200 (+11.81%)
2025	$3,515.00 (+22.01%)
2023		$182,100
2021	$2,881.00		$364,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Livingston County (26093C), as of September 17, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260937301022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 251 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Surf Air Wireless.

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