227 Park Ln, Lake Bluff, IL 60044 Property Records

Lake County property record for 227 Park Ln, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,898 sqft · built 1966
Lot Size0.358 acres (15,599 sqft)
OwnerIndividual Name on File
Last Sale$535,000 (Apr 2022)
Tax Bill$12,831 (2024)
Deeds & MortgagesSep 2020 Mortgage
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-20-406-007

Property Details

APN / Parcel Number

Primary APN12-20-406-007

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,898 sqft Living Area
Gross Area4,092 sqft
1st Floor Area2,148 sqft
Basement Area1,504 sqft
Finished Basement750 sqft
Unfinished Basement754 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,599 sqft (0.358 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address227 PARK LN
CityLAKE BLUFF
StateIL
Zip60044-2430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF LAKE BLUFF THE TERRACE; LOT 18 BLOCK 10
Legal SubdivisionVILLAGE OF LAKE BLUFF THE TERRACE
Legal Block10
Legal Lot Number18
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group3
Census Block3038
Census Tract863202

Owner

227 Park Ln is owned and occupied by an individual who bought it in April 2022.

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address832 W WRIGHTWOOD AVE, 3, CHICAGO, IL 60614-8434
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME STATE BANK NA
Apr 28, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
May 19, 2017Deed of Trust, Mortgage · Line of Credit
MEDFORD R/E FUND I LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2022 · Amount on File
Deed SaleApr 28, 2022 · Amount on File
Prior SaleDec 21, 2015 · Amount on File
Deed Document Number20227899756
Prior Transfer DateAug 23, 1999
Prior Transfer Doc0004408420
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address227 PARK LN, LAKE BLUFF, IL 60044-2430
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007694570
DateSep 15, 2020
Instrument7694570
Lender
NameHOME STATE BANK NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateApr 28, 2022
Property Address227 PARK LN, LAKE BLUFF, IL 60044-2430
Document Number0007899756
Map ReferenceDOC 265877
Instrument DateApr 7, 2022
Instrument7899756
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$535.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 PARK LN, LAKE BLUFF, IL 60044-2430

Mortgage

Document Number0007899757
DateApr 28, 2022
Instrument7899757
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate
Rate3.75%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address227 PARK LN, LAKE BLUFF, IL 60044-2430
Document Number0007399459
Instrument DateMay 19, 2017
Transaction TypeMortgage
Record UpdatedJun 19, 2017
Title CompanyTEK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address227 PARK LN LAKE BLUFF IL 600442430, LAKE BLUFF, IL 60044-2430

Mortgage

Document Number0007399459
DateJun 2, 2017
Instrument7399459
Lender
NameMEDFORD R/E FUND I LLC
AddressWILMETTE, IL 60091
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$201,812 Land $132,469 Building $69,343$605,497 Land $397,447 Building $208,050
2024$12,831.00 (+20.38%)
2023$10,659.00 (+3.64%)$172,349 (+1%) Land $113,130 Building $59,219$517,099 (+1%) Land $339,424 Building $177,675
2022$10,285.00$156,677 Land $102,843 Building $53,834$470,078 Land $308,560 Building $161,518

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 227 Park Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 227 Park Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BLUFF
serves 5,600 people · EPA ID IL0970750
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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