227 Panning Way, Placerville, CA 95667 Property Records

El Dorado County property record for 227 Panning Way, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,314 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Dec 2023 Reverse Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`323-562-005-000`

Property Details

APN / Parcel Number

Primary APN	`323-562-005-000`
Alternative APNs	`32356205100` `3235620510`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,314 sqft Living Area
1st Floor Area	2,314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	12,632 sqft (0.29 acres)
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,314 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	227 PANNING WAY
City	PLACERVILLE
State	CA
Zip	95667-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 16 MIDDLETWN OAKS
Legal Subdivision	MIDDLETWN OAKS
Legal Lot Number	16
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	1
Census Block	1010
Census Tract	31000

Owner

Source: El Dorado County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 PANNING WAY, PLACERVILLE, CA 95667-4210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Mar 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage TSG FIN'L 401(K) PSP & TR (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 27, 2020
Transfer Doc	0000014755
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	227 PANNING WAY, PLACERVILLE, CA 95667-4210
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 PANNING WAY, PLACERVILLE, CA 95667-4210

Mortgage

Document Number	0000034574
Date	Dec 8, 2023
Instrument	2023-0034574

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1030 Months
Due	Oct 15, 2109

Interest

Rate Type	Adjustable Rate
Rate	7.35%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.3%

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 31, 2020
Property Address	227 PANNING WAY, PLACERVILLE, CA 95667-4210
Document Number	0000014755
Map Reference	MB B PG 68
Instrument Date	Mar 27, 2020
Instrument	2020-0014755
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 PANNING WAY, PLACERVILLE, CA 95667-4210

Mortgage

Document Number	0000014756
Date	Mar 31, 2020
Instrument	2020-0014756

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	227 PANNING WAY, PLACERVILLE, CA 95667-4210
Document Number	0000039292
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	227 PANNING WAY PLACERVILLE CA 956674210, PLACERVILLE, CA 95667-4210

Mortgage

Document Number	0000039292
Date	Oct 9, 2018
Instrument	39292

Lender

Name	TSG FIN'L 401(K) PSP & TR (CT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$146,005 (+2%) Land $14,092 Building $131,913
2025	$1,486.00 (+2.2%) Homeowner's exemption	$143,143 (+4.04%) Land $13,816 Building $129,327
2024	$1,454.00 (-40.29%)
2023	$2,435.00 (+18.2%) Homeowner's exemption	$137,587 Land $13,281 Building $124,306
2022	$2,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Zeta Broadband.

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