Lorain County property record for 227 Olive St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,014 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $77,000 (1997) |
| Tax Bill | $2,007.00 (2025) |
| Primary APN | 06-25-018-106-017 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,014 sqft Living Area |
| 1st Floor | 534 sqft 1st Floor |
| 2nd Floor | 480 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 4,792 sqft (0.11 acres) |
| Depth X Width | 120 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 216 sqft Garage |
| Patio Area | 368 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 136 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 227 OLIVE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4017 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW CENTER FRNT 0040.00 DPTH 0120.00 |
| Legal Subdivision | NEW CENTER FRNT |
| Legal Tract | 25 |
| Legal Block | 106 |
| Legal Lot Number | 92 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 70700 |
Source: Lorain County records · APN 06-25-018-106-017
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 OLIVE ST, ELYRIA, OH 44035-4017 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 06, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 1997 · Amount on Record |
| Deed Sale | Sep 26, 1997 · Amount on Record |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 227 OLIVE ST, ELYRIA, OH 44035-4017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000931810 |
|---|---|
| Date | Oct 06, 2023 |
| Instrument | 2023-0931810 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 227 OLIVE ST, ELYRIA, OH 44035-4017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | 20210840684 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021-0840684 |
| Name | CENTURY FCU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44199 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2031 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,007.00 | $40,610 (+0.01%) Land $9,140 Building $31,470 | $116,010 (-) Land $26,110 Building $89,900 |
| 2024 | $2,007.00 (+21.86%) | $40,604 (+37.68%) Land $9,139 Building $31,465 | $116,010 (+37.68%) Land $26,110 Building $89,900 |
| 2023 | $1,647.00 (+2.87%) | $29,491 (-0.03%) Land $7,315 Building $22,176 | $84,260 (-) Land $20,900 Building $63,360 |
| 2022 | $1,601.00 | $29,500 Land $7,320 Building $22,180 | |
| 2021 | $84,260 Land $20,900 Building $63,360 |
227 Olive St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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