227 Oakmoss Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 227 Oakmoss Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,175 sqft · built 2025
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$653,001 (Sep 2025)
Tax Bill	$4,228 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000727-0280`

Property Details

APN / Parcel Number

Primary APN	`000727-0280`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,175 sqft Living Area
Gross Area	2,575 sqft
1st Floor Area	2,175 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	227 OAKMOSS DR
City	SAINT JOHNS
State	FL
Zip	32259-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	124/37-45 RIVERTOWN SHORES - PHASE TWO LOT 28 OR6215/1687
Legal Subdivision	RIVERTOWN SHORESPHASE
Legal Block	1
Legal Lot Number	28
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1017
Census Tract	20807

Owner

227 Oakmoss Dr is owned and occupied by two individuals who bought it in September 2025.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	227 OAKMOSS DR, SAINT JOHNS, FL 32259-5310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 5, 2025	Special Warranty Deed, Transfer · Conventional Mortgage TOLL BROTHERS MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Deed Document Number	202572478
Deed Book / Page	6215 / 1687
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	227 OAKMOSS DR, SAINT JOHNS, FL 32259-5310
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 OAKMOSS DR, SAINT JOHNS, FL 32259-5310

Mortgage

Document Number	0063311051
Date	Mar 26, 2026
Book Page	6331/1051
Instrument	2026025847

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 5, 2025
Property Address	227 OAKMOSS DR, SAINT JOHNS, FL 32259-5310
Document Number	0062151687
Book / Page	6215 / 1687
Map Reference	MB 124 PG 37
Instrument Date	Sep 4, 2025
Instrument	2025072478
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,571.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 OAKMOSS DR, SAINT JOHNS, FL 32259-5310

Mortgage

Document Number	0062151689
Date	Sep 5, 2025
Instrument	6215/1689

Lender

Name	TOLL BROTHERS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 227 Oakmoss Dr was $4,228.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,465 (+238.47%)	$536,991 (+436.99%) Land $135,000 Building $401,991
2025	$4,228.00	$100,000	$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 227 Oakmoss Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Oakmoss Dr is moderate, ranking above 54% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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