Walton County property record for 227 Needle Cast Ln, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,379 sqft · built 2023 |
| Lot Size | 0.371 acres (16,161 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,530,000 (Mar 2023) |
| Tax Bill | $14,938 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-3S-18-16242-000-0170 |
| Primary APN | 25-3S-18-16242-000-0170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,379 sqft Living Area |
| Gross Area | 4,907 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 16,161 sqft (0.371 acres) |
| Lot Dimensions | 180 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 938 sqft |
| Porch | Patio |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 227 NEEDLE CAST LN |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-7438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BWSPVC |
| Legal Description | LOT 17 STILLWATER AT WATERSOUND PHASE 3 PB 21-84 OR 3149-1749 OR 3229-4510 OR 3283-2822 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 25 |
| Legal Subdivision | WATERSOUND PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 950610 |
Source: Walton County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 227 NEEDLE CAST LN, INLET BEACH, FL 32461-7438 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 16, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA |
| Dec 16, 2021 | Warranty Deed, Transfer · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2023 · Amount on Record |
| Deed Sale | Mar 16, 2023 · Amount on Record |
| Prior Sale | Dec 16, 2021 · Amount on Record |
| Deed Document Number | 20239084 |
| Deed Book / Page | 3283 / 2822 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 16, 2023 |
| Property Address | 227 NEEDLE CAST LN, INLET BEACH, FL 32461-7438 |
| Document Number | 0032832822 |
| Book / Page | 3283 / 2822 |
| Map Reference | MB 21 PG 84&85 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 20230009084 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | COASTAL TITLE AND ESCROW, COASTAL TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5653 BRENDLYNN DR, SUWANEE, GA 30024-7660 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 227 NEEDLE CAST LN, INLET BEACH, FL 32461-7438 |
| Document Number | 0032832826 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 3283/2826 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Index | 1-Year T-Bill |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 16, 2021 |
| Property Address | 227 NEEDLE CAST LN, INLET BEACH, FL 32461-7438 |
| Document Number | 0032294510 |
| Book / Page | 3229 / 4510 |
| Map Reference | MB 21 PG 84&85 |
| Instrument Date | Dec 5, 2021 |
| Instrument | 20210062110 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW AND TITLE PLLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6572 LITTLE CUB CREEK RD, EVERGREEN, CO 80439-5480 |
| Name | Verified Name |
|---|---|
| Address | 54 TEAL CT, SANTA ROSA BEACH, FL 32459-3797 |
| Document Number | 0032294513 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 3229/4513 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,938.00 (-9.53%) | $1,653,308 (+420.52%) Land $316,250 Building $1,337,058 | $1,653,308 (+420.52%) Land $316,250 Building $1,337,058 |
| 2024 | $16,511.00 (+472.11%) | ||
| 2023 | $2,886.00 (-11.66%) | $317,625 (-9.91%) Land $317,625 | $317,625 (-9.91%) Land $317,625 |
| 2022 | $3,267.00 | $352,550 Land $352,550 | $352,550 Land $352,550 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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