227 N Water St, Boone, NC 28607 Property Records

Watauga County property record for 227 N Water St, Boone, NC 28607

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 2 ba · 2,254 sqft · built 1955
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2021)
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2901-70-9382-000`

Property Details

APN / Parcel Number

Primary APN	`2901-70-9382-000`
Alternative APN	`1836097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,254 sqft Living Area
1st Floor Area	2,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	9,975 sqft (0.229 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	1836097
Street Address	227 N WATER ST
City	BOONE
State	NC
Zip	28607-3571
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	BOR1A
Legal Description	LOT 3R, PB26 PG122
Legal Subdivision	RECOMBINATION SURVEY FOR ROBERT G BOWMAN
Legal Lot Number	3R
Jurisdiction	WATAUGA NC
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3030
Census Tract	920400

Owner

227 N Water St, a residential property, is owned and occupied by an individual who bought it in June 2021.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	227 N WATER ST, BOONE, NC 28607-3571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Deed Document Number	2021708140
Deed Book / Page	2201 / 461
Prior Transfer Date	Aug 23, 2018
Prior Transfer Doc	0019880754
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 30, 2021
Property Address	227 N WATER ST, BOONE, NC 28607-3571
Document Number	0022010461
Book / Page	2201 / 461
Map Reference	MB 26 PG 122
Instrument Date	Jun 30, 2021
Instrument	708140
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 N WATER ST, BOONE, NC 28607-3571

Mortgage

Document Number	0000708141
Date	Jun 30, 2021
Instrument	708141

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 227 N Water St was $3,290, down 32.7% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Boone Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,200 (-) Land $98,200 Building $328,000
2025	$3,290.00 (-32.65%)	$426,200 Land $98,200 Building $328,000
2024	$4,885.00		$426,200 Land $98,200 Building $328,000
2023		$426,200 Land $98,200 Building $328,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 N Water St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 N Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOONE serves 19,811 people · EPA ID NC0195010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Skyline Telephone.

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