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227 N Irwin Ave, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 227 N Irwin Ave, Charlotte, NC 28202

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,854 sqft · built 2009
Lot Size0.03 acres (1,316 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Oct 2023)
Tax Bill$4,493 (2023)
Deeds & MortgagesOct 2023 Sale & Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN078-143-49

Property Details

APN / Parcel Number

Primary APN078-143-49

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,854 sqft Heated Area
Gross Area2,220 sqft
1st Floor Area740 sqft
Upper Floors Area740 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area1,316 sqft (0.03 acres)
Garage Area380 sqft
Deck Area75 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number078-143-49
Street Address227 N IRWIN AVE
CityCHARLOTTE
StateNC
Zip28202-1218
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeUR-3(CD)
Legal DescriptionL4 M51-71
Legal SubdivisionSIXTH/GATEWAY TWNHMS MAP I
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1003
Census Tract502

Owner

227 N Irwin Ave, a townhouse, is owned and occupied by an individual who bought it in October 2023.

Source: Mecklenburg County records, as of October 26, 2023

Owner of RecordIndividual Name on File
Mailing Address227 N IRWIN AVE, CHARLOTTE, NC 28202-1218
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Warranty Deed, Transfer · Conventional Mortgage
T2 FINANCIAL LLC
Sep 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2023 · Amount on File
Deed SaleOct 18, 2023 · Amount on File
Prior SaleDec 8, 2015
Deed Document Number2023099363
Deed Book / Page38435 / 63
Record UpdatedJun 7, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 18, 2023
Property Address227 N IRWIN AVE, CHARLOTTE, NC 28202-1218
Document Number0000099363
Book / Page38435 / 63
Map ReferenceMB 51 PG 71
Instrument DateOct 18, 2023
Instrument2023099363
Transaction TypeTransfer
Record UpdatedOct 27, 2023
Title CompanySTATEWIDE TITLE COMPANY, STATEWIDE TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 W POINTE DR, HENDERSONVILLE, NC 28792-8239

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 N IRWIN AVE, CHARLOTTE, NC 28202-1218

Mortgage

Document Number0000099364
DateOct 18, 2023
Instrument2023099364
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address227 N IRWIN AVE, CHARLOTTE, NC 28202-1218
Document Number0000128604
Book / Page032138 / 000727
Instrument DateSep 21, 2017
Transaction TypeMortgage
Record UpdatedOct 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 N IRWIN AVE CHARLOTTE NC 282021218, CHARLOTTE, NC 28202-1218

Mortgage

Document Number0000128604
DateSep 22, 2017
Book Page032138/000727
Instrument128604
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 21, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,493.00$465,600 Land $165,000 Building $300,600$465,600 Land $165,000 Building $300,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 N Irwin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 227 N Irwin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Google Fiber.

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