227 N 3rd St, Dekalb, IL 60115 Property Records

DeKalb County property record for 227 N 3rd St, Dekalb, IL 60115

Property Summary

Property Type	Vacant Land
Lot Size	0.138 acres (6,006 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,052 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-156-010`

Property Details

APN / Parcel Number

Primary APN	`08-23-156-010`

Exterior

Lot Area	6,006 sqft (0.138 acres)
Lot Dimensions	91 ft deep x 66 ft wide

Location & Zoning

Account Number	0823156010
Street Address	227 N 3RD ST
City	DEKALB
State	IL
Zip	60115-3340
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 10 (EX W 65FT) - BLK B - DEKALB (ORIGINAL TOWN)
Legal Subdivision	DEKALB (ORIGINAL TOWN)
Legal Block	B
Legal Lot Number	10
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	5
Census Block	5022
Census Tract	1300

Owner

Source: DeKalb County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	975 WILLOW CIR, DEKALB, IL 60115-2392
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Re-recorded Document · Line of Credit UNION SAVINGS BANK
Oct 9, 2018	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/OTTAWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2012
Deed Sale	Jan 4, 2012
Prior Sale	Apr 4, 2011 · Amount on Record
Deed Document Number	2012137
Prior Transfer Date	Dec 15, 2011
Prior Transfer Doc	0000002675
Record Updated	Sep 20, 2026

March 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DE KALB IL
Recording Date	Mar 15, 2022
Property Address	227 N 3RD ST, DEKALB, IL 60115-3340
Document Number	0000002675
Map Reference	MB A PG 8 1/4
Instrument Date	Dec 15, 2021
Instrument	2022002675
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 WILLOW CIR, DEKALB, IL 60115-2392

Mortgage

Document Number	0000002676
Date	Mar 15, 2022
Instrument	2022002676

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	MOUNT MORRIS, IL 61054

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 14, 2027

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	227 N 3RD ST, DEKALB, IL 60115-3340
Document Number	0000009569
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	975 WILLOW CIR DEKALB IL 601152392, DEKALB, IL 60115-2392

Mortgage

Document Number	0000009569
Date	Oct 11, 2018
Instrument	9569

Lender

Name	FIRST NAT'L BK/OTTAWA
Type	Bank
Address	OTTAWA, IL 61350-9983

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,466 (+25.59%) Land $14,466	$43,398 (+25.59%) Land $43,398
2024	$1,052.00
2023		$11,518 Land $11,518	$34,554 Land $34,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: DNA Communications, T-Mobile, Verizon.

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