227 N 10th St, Philomath, OR 97370 Property Records

Benton County property record for 227 N 10th St, Philomath, OR 97370

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,377 sqft · built 1947
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Mar 2011)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12612BC04700`

Property Details

APN / Parcel Number

Primary APN	`12612BC04700`
Alternative APN	`181283`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,377 sqft Living Area
Gross Area	1,637 sqft
1st Floor Area	1,217 sqft
Attic	Attic
Attic Area	320 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Roof Type	Steel Frame/Truss
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	181283
Street Address	227 N 10TH ST
City	PHILOMATH
State	OR
Zip	97370-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MLDR
Legal Description	PHILOMATH
Legal Range	6W
Legal Township	12S
Legal Section	12
Legal Subdivision	PHILOMATH
Jurisdiction	BENTON OR
Township / Civil Division	CORVALLIS
Census Block Group	3
Census Block	3020
Census Tract	10800

Owner

227 N 10th St is owned and occupied by two individuals who acquired it in August 2020.

Source: Benton County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	227 N 10TH ST, PHILOMATH, OR 97370-8920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Aug 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2011 · Amount on File
Deed Sale	Mar 18, 2011 · Amount on File
Prior Sale	Apr 5, 2006 · Amount on File
Deed Document Number	2011476743
Last Transfer Date	Aug 25, 2020
Transfer Doc	0000599757
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	227 N 10TH ST, PHILOMATH, OR 97370-8920
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000611092
Date	Apr 12, 2021
Instrument	2021-611092

Lender

Name	UMPQUA BANK
Type	Bank
Address	CORVALLIS, OR 97330

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON OR
Recording Date	Aug 31, 2020
Property Address	227 N 10TH ST, PHILOMATH, OR 97370-8920
Document Number	0000599757
Instrument Date	Aug 25, 2020
Instrument	2020-599757
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	227 N 10TH ST, PHILOMATH, OR 97370-8920

Mortgage

Document Number	0000599758
Date	Aug 31, 2020
Instrument	2020-599758

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 227 N 10th St was $2,744, up 2% from the year before.

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Philomath City
Unified School District	Philomath School District 17J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,744.00 (+2.05%)	$133,018 (+3%)	$359,617 (+2.51%) Land $152,000 Building $207,617
2024	$2,689.00 (+2.36%)	$129,144 (+3%)	$350,821 (+31.43%) Land $153,000 Building $197,821
2023	$2,627.00 (+2.98%)	$125,383 (+3%)	$266,930 Land $147,000 Building $119,930
2022	$2,551.00	$121,731
2002			$241,120 Land $124,000 Building $117,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 N 10th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2007–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 N 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILOMATH PUBLIC WORKS serves 4,670 people · EPA ID OR4100624
Water Source	Surface water
Last State Inspection	Aug 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pioneer Telephone Cooperative Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50

May also be available: T-Mobile, Verizon.

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