St. Charles County property record for 227 Montrose Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,308 sqft · built 2017 |
| Lot Size | 0.217 acres (9,496 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,556 (May 2017) |
| Tax Bill | $6,873 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T171600071 |
| Primary APN | T171600071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,308 sqft Living Area |
| Basement Area | 2,308 sqft |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 9,496 sqft (0.217 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T171600071 |
|---|---|
| Street Address | 227 MONTROSE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-7726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT MONTRACHET #2 LOT 14B |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | VLGS AT MONTRACHET #2 |
| Legal Lot Number | 14B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 311154 |
227 Montrose Ct is owned and occupied by two individuals who bought it in May 2017.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 MONTROSE CT, O FALLON, MO 63368-7726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage STIFEL BK&TR |
| May 26, 2017 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2017 · Amount on File |
| Deed Sale | May 26, 2017 · Amount on File |
| Deed Document Number | 0006750451 |
| Deed Book / Page | 6750 / 451 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 227 MONTROSE CT, O FALLON, MO 63368-7726 |
| Document Number | 0072780897 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 227 MONTROSE CT O FALLON MO 633687726, O FALLON, MO 63368-7726 |
| Document Number | 0072780897 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 007278/000897 |
| Instrument | 258570 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Apr 23, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 26, 2017 |
| Property Address | 227 MONTROSE CT, O FALLON, MO 63368-7726 |
| Document Number | 0067500451 |
| Book / Page | 006750 / 000451 |
| Instrument Date | May 26, 2017 |
| Instrument | 325760 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | ARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 214 ENGLAND DR O FALLON MO 633661173, O FALLON, MO 63366-1173 |
| Document Number | 67500453 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 006750/000453 |
| Instrument | 325770 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 25, 2047 |
The 2025 property tax bill for 227 Montrose Ct was $6,873.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,873.00 | $107,468 | $565,621 |
| 2023 | $100,923 | ||
| 2022 | $531,174 Building $531,174 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 227 Montrose Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Montrose Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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