227 Mohawk St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 227 Mohawk St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1910
Lot Size	0.104 acres (4,544 sqft)
Owner	Company Name on Record
Last Sale	$15,000 (Oct 2012)
Tax Bill	$810 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8912-19-351-006`

Property Details

APN / Parcel Number

Primary APN	`8912-19-351-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	572 sqft
Basement Area	572 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,544 sqft (0.104 acres)
Lot Dimensions	142 ft deep x 32 ft wide
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	227 MOHAWK ST
City	WATERLOO
State	IA
Zip	50703-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COWINS THIRD ADDITION S 32 FT LOT 17
Legal Range	12W
Legal Township	89N
Legal Section	19
Legal Subdivision	COWINS THIRD ADDITION
Legal Lot Number	17
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2002
Census Tract	1900

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 818, NASHUA, IA 50658-0818
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
May 22, 2018	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2012 · Amount on Record
Deed Sale	Oct 10, 2012 · Amount on Record
Prior Sale	Mar 29, 2012 · Amount on Record
Deed Document Number	20127316
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	227 MOHAWK ST, WATERLOO, IA 50703-4124
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 BEAUMONT AVE, NASHUA, IA 50658-9607

Mortgage

Document Number	202300003260
Date	Aug 24, 2022
Instrument	202300003260

Lender

Name	FIRST BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2052

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	227 MOHAWK ST, WATERLOO, IA 50703-4124
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800018951
Date	May 22, 2018
Instrument	201800018951

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	236 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$810.00 (+21.99%)	$39,690 (+29.71%) Land $5,120 Building $34,570	$39,690 (+29.71%) Land $5,120 Building $34,570
2024	$664.00 (+22.06%)
2023		$30,600 (+23.44%) Land $5,120 Building $25,480	$30,600 (+23.44%) Land $5,120 Building $25,480
2022	$544.00	$24,790 Land $5,120 Building $19,670
2021			$24,790 Land $5,120 Building $19,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Waterloo Fiber.

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