227 Millar Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 227 Millar Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1950
Lot Size	0.19 acres (8,292 sqft)
Owner	Company Name on Record
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`487-282-11-00`

Property Details

APN / Parcel Number

Primary APN	`487-282-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	8,292 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	227 MILLAR AVE
City	EL CAJON
State	CA
Zip	92020-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2200
Legal Description	LOT 84 TR 002028
Legal Subdivision	GARDEN HOMES
Legal Tract	002028
Legal Block	1
Legal Lot Number	84
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	16000

Owner

Source: San Diego County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	227 MILLAR AVE, EL CAJON, CA 92020-4218
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 5, 2018	Deed of Trust, Mortgage · VA Mortgage ICONIC MORTGAGE CORP
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2015
Deed Sale	Apr 27, 2015
Prior Sale	Nov 30, 2009 · Amount on Record
Deed Document Number	2015202758
Prior Transfer Date	Apr 20, 2015
Prior Transfer Doc	0000226069
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	227 MILLAR AVE, EL CAJON, CA 92020-4218
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 MILLAR AVE, EL CAJON, CA 92020-4218

Mortgage

Document Number	0000084563
Date	Mar 27, 2026
Instrument	2026-0084563

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	227 MILLAR AVE, EL CAJON, CA 92020-4218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415498
Date	Oct 5, 2018
Instrument	2018-0415498

Lender

Name	ICONIC MORTGAGE CORP
Type	Non-Lending Institution
Address	MIAMI, FL 33132

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	227 MILLAR AVE, EL CAJON, CA 92020-4218
Document Number	0000269651
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	227 MILLAR AVE EL CAJON CA 920204218, EL CAJON, CA 92020-4218

Mortgage

Document Number	0000269651
Date	May 28, 2020
Instrument	269651

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$289,643 (+2%) Land $131,654 Building $157,989
2025	$1,698.00 (-1.85%) Veteran's exemption	$283,965 (+4.04%) Land $129,073 Building $154,892
2024	$1,730.00 (+0.64%)
2023	$1,719.00 (-9.81%)	$272,940 Land $124,062 Building $148,878
2022	$1,906.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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