227 Meadowlark Ter, Murphy, NC 28906 Property Records

Cherokee County property record for 227 Meadowlark Ter, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,068 sqft · built 1997
Lot Size	1.05 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Aug 2022)
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455100813168000`

Property Details

APN / Parcel Number

Primary APN	`455100813168000`
Alternative APNs	`50185` `58240`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,068 sqft Heated Area
Upper Floors Area	252 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	46,174 sqft (1.05 acres)
Lot Dimensions	320 ft deep x 145 ft wide
Terrain	Mountain
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	96 sqft
Deck Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58240
Street Address	227 MEADOWLARK TER
City	MURPHY
State	NC
Zip	28906-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 COUNTRY MTN RIDGE 1618/802
Legal Lot Number	42
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2043
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7436 MYRICA DR, SARASOTA, FL 34241-9133
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jul 24, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	5382
Deed Book / Page	1718 / 1243
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 17, 2022
Property Address	227 MEADOWLARK TER, MURPHY, NC 28906-4710
Document Number	01718/1243
Book / Page	1718 / 1243
Instrument Date	Jul 19, 2022
Instrument	5382
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 MEADOWLARK TER, 227, MURPHY, NC 28906-4710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7436 MYRICA DR, SARASOTA, FL 34241-9133

Mortgage

Document Number	0017181246
Date	Aug 17, 2022
Instrument	1718/1246

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 24, 2019
Property Address	227 MEADOWLARK TER, MURPHY, NC 28906-4710
Document Number	01618/0802
Book / Page	01618 / 0802
Instrument Date	Jul 19, 2019
Instrument	03305
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 MEADOWLARK TER, MURPHY, NC 28906-4710

Mortgage

Document Number	03306
Date	Jul 24, 2019
Instrument	03306

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00	$159,640 (-)	$159,640 (-) Land $24,200 Building $135,440
2023		$159,640	$159,640 Land $24,200 Building $135,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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