Mecklenburg County property record for 227 McAlway Rd, Charlotte, NC 28211
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,128 sqft · built 1952 |
| Lot Size | 0.494 acres (21,549 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,275 (2023) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-121-16 |
| Primary APN | 157-121-16 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,128 sqft Heated Area |
| Gross Area | 4,941 sqft |
| 1st Floor Area | 1,620 sqft |
| Upper Floors Area | 824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 21,549 sqft (0.494 acres) |
| Garage Area | 864 sqft |
| Porch | Porch |
| Porch Area | 174 sqft |
| Deck Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 157-121-16 |
|---|---|
| Street Address | 227 MCALWAY RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28211-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L4 B2 M1166-671 |
| Legal Subdivision | RIDGEWOOD SEC 04 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2201 |
227 McAlway Rd is owned and occupied by an individual who acquired it in November 1997.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 227 MCALWAY RD, CHARLOTTE, NC 28211-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 22, 2020 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 6, 1997 |
| Transfer Doc | 0000009346 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 227 MCALWAY RD, CHARLOTTE, NC 28211-1403 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000124008 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 40046/771 |
| Instrument | 2025124008 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 227 MCALWAY RD, CHARLOTTE, NC 28211-1403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 227 MCALWAY RD, CHARLOTTE, NC 28211-1403 |
| Document Number | 0000153155 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 35081/419 |
| Instrument | 2020153155 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Aug 14, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 227 MCALWAY RD, CHARLOTTE, NC 28211-1403 |
| Document Number | 0000048928 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 227 MCALWAY RD CHARLOTTE NC 282111403, CHARLOTTE, NC 28211-1403 |
| Document Number | 0000048928 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 034449/000572 |
| Instrument | 48928 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 7, 2035 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 227 McAlway Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 227 McAlway Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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