227 Mallard Dr, Saint Clair, MI 48079 Property Records

St. Clair County property record for 227 Mallard Dr, Saint Clair, MI 48079

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,736 sqft · built 2004
Lot Size	0.282 acres (12,284 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jan 2022)
Tax Bill	$6,094 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-996-0008-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-996-0008-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Basement Area	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	12,284 sqft (0.282 acres)
Lot Dimensions	163 ft deep x 75 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	227 MALLARD DR
City	SAINT CLAIR
State	MI
Zip	48079-5598
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1 LOW DE
Legal Description	UNIT 8 WOODLAND ESTATES CONDOMINIUM NO. 2 ST CLAIR COUNTY CONDOMINIUM PLAN NO. 190 MASTER DEED RECORDED IN LIBER 2953 PAGES
Legal Subdivision	ST CLAIR COUNTY CONDOMINIUM
Legal Unit	8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	5
Census Block	5004
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 MALLARD DR, SAINT CLAIR, MI 48079-5598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC
Mar 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	20221274
Deed Book / Page	5476 / 177
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 18, 2022
Property Address	227 MALLARD DR, SAINT CLAIR, MI 48079-5598
Document Number	0005476177
Book / Page	5476 / 177
Map Reference	LB 2953 PG 627-660
Instrument Date	Dec 30, 2021
Instrument	2022001274
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 MALLARD DR, 227, SAINT CLAIR, MI 48079-5598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29237 JOAN ST, SAINT CLAIR SHORES, MI 48081-3244

Mortgage

Document Number	0005470454
Date	Jan 3, 2022
Book Page	5470/454
Instrument	2022000057

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	227 MALLARD DR, SAINT CLAIR, MI 48079-5598
Document Number	0051960886
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	227 MALLARD DR ST CLAIR MI 480795598, ST CLAIR, MI 48079-5598

Mortgage

Document Number	0051960886
Date	Jun 9, 2020
Book Page	005196/000886

Lender

Name	MORTGAGE CTR
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,400 (+2.29%)	$356,800 (+2.29%)
2025	$6,094.00 (+2.8%) Homeowner's exemption	$174,400 (+14.36%)
2024	$5,928.00 (+7.43%)		$348,800 (+14.36%)
2023		$152,500
2022	$5,518.00		$305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Duke Broadband.

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