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227 Main St, Kalispell, MT 59901 Property Records

Flathead County property record for 227 Main St, Kalispell, MT 59901

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details5,250 sqft · built 1940
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on File
Tax Bill$7,908 (2023)
Deeds & MortgagesOct 2025 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR0762156

Property Details

APN / Parcel Number

Primary APNR0762156
Alternative APNs
  • 07-3966-18-1-48-18-0000
  • 0000313050

Interior

Stories2 Stories
Building Area5,250 sqft Total Area
Gross Area7,750 sqft
Upper Floors Area625 sqft
Basement Area2,500 sqft
Finished Basement2,500 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Construction TypeWood
Fire ResistanceMasonry Walls, Wood Interior
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000313050
Street Address227 MAIN ST
CityKALISPELL
StateMT
Zip59901-4453
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code6
Legal DescriptionKAL, S18, T28 N, R21 W, BLOCK 56, LOT 18, ASSR #0000313050
Legal Range21W
Legal Township28N
Legal Section18
Legal QuarterNE
Legal SubdivisionKAL
Legal Block56
Legal Lot Number18
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL
Census Block Group1
Census Block1035
Census Tract1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Kalispell Main Street Historic District
listed 1994 · 26 contributing resources · NRIS 94000904

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Flathead County assessment roll, as of December 31, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address391 BLANCHARD LAKE RD, WHITEFISH, MT 59937-8424
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · Commercial Mortgage
WHITEFISH CU
Oct 15, 2020Deed of Trust, Mortgage · Commercial Mortgage
WHITEFISH CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 23, 2015
Deed SaleOct 23, 2015
Prior SaleApr 11, 2014
Deed Document Number201500024993
Record UpdatedJun 7, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address227 MAIN ST, KALISPELL, MT 59901-4453
Transaction TypeMortgage
Record UpdatedNov 14, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 S MAIN ST, KALISPELL, MT 59901-4453

Mortgage

Document Number202500022450
DateOct 15, 2025
Instrument202500022450
Lender
NameWHITEFISH CU
TypeCredit Union
AddressKALISPELL, MT 59901
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address227 MAIN ST, KALISPELL, MT 59901-4453
Transaction TypeMortgage
Record UpdatedMar 14, 2023
Title CompanyINSURED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000034411
DateOct 15, 2020
Instrument202000034411
Lender
NameWHITEFISH CU
TypeCredit Union
AddressKALISPELL, MT 59901
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityKalispell City
Secondary School DistrictFlathead High School District (09 - 12)
Elementary School DistrictKalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,908.00$547,700$547,700 Land $190,650 Building $357,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Most Recent ClaimAug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALISPELL PUBLIC WORKS
serves 25,000 people · EPA ID MT0000259
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
VFN Holdings
Fiber		10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Larkin
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Richon
Fixed Wireless		100 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: CommunityTel, Lumen Technologies, MontanaSky Networks.

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