227 Madison St, Sag Harbor, NY 11963 Property Records

Suffolk County and Southampton Town property record for 227 Madison St, Sag Harbor, NY 11963

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,300 sqft · built 1992
Lot Size0.31 acres (13,504 sqft)
Owner2 Trust Names on Record
Tax Bill$3,689 (2024)
Deeds & MortgagesJan 2017 Line of Credit
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN0903-006.00-04.00-048.000

Property Details

APN / Parcel Number

Primary APN0903-006.00-04.00-048.000
Alternative APNs
  • 473609 006.000-0004-048.000
  • 360900600000040480000000
  • 47360099970

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,300 sqft Living Area
1st Floor Area2,300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleMobile Home
Exterior MaterialWood
Lot Area13,504 sqft (0.31 acres)
View / LotBelow Average
PorchPorch
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address227 MADISON ST
CitySAG HARBOR
StateNY
Zip11963-3414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVILLA
Legal Description87-LD EQ +700
Legal Block4
Legal Lot Number48
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group2
Census Block2021
Census Tract190708

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Sag Harbor Village District
listed 1973 · 25 contributing resources · NRIS 73001274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address610 W 110TH ST, 4C, NEW YORK, NY 10025-2105
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2017Deed of Trust, Mortgage · Line of Credit
CITIBANK
Feb 28, 2017Loan Modification, Consolidation and Extension, Mortgage · Line of Credit
CITIBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address227 MADISON ST, SAG HARBOR, NY 11963-3414
Document Number0227930139
Instrument DateJan 24, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address610 W 110TH ST #4C NEW YORK NY 100252105, 4C, NEW YORK, NY 10025-2105

Mortgage

Document Number0227930139
DateFeb 28, 2017
Book Page022793/000139
Lender
NameCITIBANK
TypeFederal Savings Bank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 27, 2042
Interest
Rate TypeAdjustable Rate

February 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Recording DateFeb 28, 2017
Property Address227 MADISON ST, SAG HARBOR, NY 11963-3414
Document Number0227930140
Book / Page022793 / 000140
Instrument DateJan 24, 2017
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 MADISON ST SAG HARBOR NY 119633414, SAG HARBOR, NY 11963-3414

Mortgage

Document Number227930140
DateFeb 28, 2017
Book Page022793/000140
Lender
NameCITIBANK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 27, 2022
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
MunicipalitySag Harbor Village
Unified School DistrictSag Harbor Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,328,100 (-) Land $1,027,200 Building $300,900$2,108,095 (-) Land $1,630,476 Building $477,619
2024$3,689.00 (-48.24%)$2,108,095 (+10.32%) Land $1,630,476 Building $477,619
2023$1,328,100 Land $1,027,200 Building $300,900$1,910,936 Land $1,477,986 Building $432,950
2020$7,127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims86 (1978–2024)
Claims Outside the SFHA14 of 86
Most Recent ClaimAug 2024 · Severe Storm And Flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 25 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims
  • Coastal Storms & Flooding, Mar 1984 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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