227 Lower Elgin Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 227 Lower Elgin Rd, Elgin, TX 78621 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Year BuiltBuilt 1982
Square Footage2,068 sqft Living Area
Lot Size435,600 sqft (10 acres)
OccupancyOwner Occupied

Property Details

APN / Parcel Number

Primary APNR68448
Alternative APN
  • O0081839

Interior

Building Area2,068 sqft Living Area
Gross Area3,240 sqft Gross Area
1st Floor2,068 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1982
Exterior MaterialWood Exterior
Roof MaterialOther (not Classified) Roof
Lot Area435,600 sqft (10 acres)

Exterior Amenities

Deck Area488 sqft Deck
PorchCovered Porch
Porch Area1,172 sqft Porch
Pole Structure450 sqft Pole Structure
Storage Building240 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address227 LOWER ELGIN RD
CityELGIN
StateTX
Zip78621-5536
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionA337 WEST, C. A. , ACRES 10
Legal SubdivisionWEST, C. A.
Legal Block1
JurisdictionBASTROP TX
Minor Civil DivisionELGIN
Census Blockgroup1
Census Block1028
Census Tract950101

Owner

Source: Bastrop County records · APN R68448

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address227 LOWER ELGIN RD, ELGIN, TX 78621-5536
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Mar 13, 2019Deed of Trust, Mortgage · Stand Alone First Mortgage
QUICKEN LOANS INC
Oct 10, 2017Deed of Trust, Mortgage · Stand Alone First Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address227 LOWER ELGIN RD, ELGIN, TX 78621-5536
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202009418
DateJun 15, 2020
Instrument202009418
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 01, 2040

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address227 LOWER ELGIN RD, ELGIN, TX 78621-5536
Transaction TypeMortgage
Record UpdatedMar 27, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201903508
DateMar 13, 2019
Instrument201903508
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2034

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address227 LOWER ELGIN RD, ELGIN, TX 78621-5536
Transaction TypeMortgage
Record UpdatedOct 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201714621
DateOct 10, 2017
Instrument201714621
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term157 Months
DueNov 01, 2030

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2025$477,279 (-11.29%)$499,144 (-7.23%) Land $310,000 Building $189,144
2023$538,046 Land $310,000 Building $228,046$538,046 Land $310,000 Building $228,046

Flood & Wildfire

227 Lower Elgin Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Bastrop County (48021C), updated April 22, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
53rd percentile of exposed land nationally · 29th in Texas
Wildfire LikelihoodModerate — about 1 in 962 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Lower Elgin Rd

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