227 Lovers Ln, Mathews, VA 23109 Property Records

Mathews County property record for 227 Lovers Ln, Mathews, VA 23109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,484 sqft · built 2003
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$199,500 (May 2023)
Tax Bill$1,327 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Dec 2022 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN26A1-A-9

Property Details

APN / Parcel Number

Primary APN26A1-A-9

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,484 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address227 LOVERS LN
CityMATHEWS
StateVA
Zip23109-2247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.46 ACRE
Legal Lot Number9
JurisdictionMATHEWS VA
Township / Civil DivisionWESTVILLE
Census Block Group2
Census Block2024
Census Tract951302

Owner

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7744 WAGON RUN RD, GLOUCESTER, VA 23061-2869
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2023Special Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Dec 20, 2022Deed, Foreclosure
Oct 27, 2022Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2023 · Amount on Record
Deed SaleMay 3, 2023 · Amount on Record
Prior SaleOct 27, 2022 · Amount on Record
Deed Document Number2023498
Record UpdatedSep 20, 2026

May 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMATHEWS VA
Recording DateMay 3, 2023
Property Address227 LOVERS LN, MATHEWS, VA 23109-2247
Document Number0230000498
Instrument DateApr 13, 2023
Instrument230000498
Transaction TypeTransfer
Record UpdatedMay 24, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address7744 WAGON RUN RD, GLOUCESTER, VA 23061-2869

Mortgage

Document Number0230000499
DateMay 3, 2023
Instrument230000499
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

December 2022: Deed, Foreclosure

Document TypeDeed
JurisdictionMATHEWS VA
Recording DateDec 20, 2022
Property Address227 LOVERS LN, MATHEWS, VA 23109-2247
Document Number0220001845
Instrument DateNov 23, 2022
Instrument220001845
Transaction TypeForeclosure
Record UpdatedFeb 13, 2023

Transaction

AmountAmount Recorded
Tax$92.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1001 SEMMES AVE # AVE4TH, AVE4TH, RICHMOND, VA 23224-2245

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042
Mail Care OfLOAN GUARANTY SERVICE

October 2022: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMATHEWS VA
Recording DateOct 27, 2022
Property Address227 LOVERS LN, MATHEWS, VA 23109-2247
Document Number0220001660
Instrument DateOct 19, 2022
Instrument220001660
Transaction TypeForeclosure
Record UpdatedFeb 13, 2023

Transaction

AmountAmount Recorded
Tax$92.25
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 SEMMES AVE, RICHMOND, VA 23224-2245

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMathews County
Unified School DistrictMathews County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,327.00$214,100 (-) Land $28,500 Building $185,600
2025$1,327.00 (+10.77%)
2023$1,198.00$214,100 Land $28,500 Building $185,600$214,100 Land $28,500 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 139 policies
Nearby Flood Policies139 in force
Nearby Flood Claims13 (2003–2009)
Most Recent ClaimNov 2009 · tidal / storm surge
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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