227 Lotus St, Dover, DE 19901 Property Records

Kent County property record for 227 Lotus St, Dover, DE 19901 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,725 sqft · built 1948
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Jun 2017)
Tax Bill$1,239 (2023)
Deeds & MortgagesSep 2022 Line of Credit
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2-05-077.18-01-28.00-000

Property Details

APN / Parcel Number

Primary APN2-05-077.18-01-28.00-000
Alternative APNs
  • ED05077.180128.00/000
  • 5218

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,725 sqft Living Area
Gross Area2,775 sqft
Basement Area1,050 sqft
Unfinished Basement1,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeDetached
PorchPorch
Porch Area473 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number5218
Old Parcel NumberED05077.180128.00/000
Street Address227 LOTUS ST
CityDOVER
StateDE
Zip19901-4437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS DOVER HEIGHTS, LOT 24 & W 1/2 LOT 25 227 LOTUS STREET
Legal SubdivisionLOTUS ST EXT
Legal Lot NumberS,24-25
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group2
Census Block2023
Census Tract41300

Owner

Source: Kent County records · APN 2-05-077.18-01-28.00-000

Assessment roll updated February 15, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address227 LOTUS ST, DOVER, DE 19901-4437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Deed of Trust, Mortgage · Line of Credit
DOVER FCU
Jun 12, 2017Deed, Transfer · FHA Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2017 · Amount on Record
Deed SaleJun 12, 2017 · Amount on Record
Deed Document Number2017-320294
Deed Book / Page8652 / 139
Record UpdatedJun 07, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address227 LOTUS ST, DOVER, DE 19901-4437
Transaction TypeMortgage
Record UpdatedOct 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000460876
DateSep 22, 2022
Book Page12169/222
Instrument2022-460876
Lender
NameDOVER FCU
TypeCredit Union
AddressDOVER, DE 19904
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 21, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateJun 12, 2017
Property Address227 LOTUS ST, DOVER, DE 19901-4437
Document Number0000320294
Book / Page8652 / 139
Instrument DateJun 09, 2017
Instrument2017-320294
Transaction TypeTransfer
Record UpdatedSep 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 LOTUS ST, DOVER, DE 19901-4437

Mortgage

Document Number0000320295
DateJun 12, 2017
Book Page8652/143
Instrument2017-320295
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2023$1,239.00$42,100 Land $9,800 Building $32,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010413002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Lotus St

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