227 Longview Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 227 Longview Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 975 sqft · built 1958
Lot Size	0.337 acres (14,700 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2026)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-17-454-010`

Property Details

APN / Parcel Number

Primary APN	`8913-17-454-010`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft
Basement Area	975 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,700 sqft (0.337 acres)
Lot Dimensions	147 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	340 sqft
Patio Area	340 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	227 LONGVIEW DR
City	WATERLOO
State	IA
Zip	50701-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDWAY IN CASTLE HILL LOT 16 EXC S 80 FT LOT 17 EXC S 80 FT
Legal Range	13W
Legal Township	89N
Legal Section	17
Legal Subdivision	MIDWAY IN CASTLE HILL
Legal Lot Number	16,17
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2025
Census Tract	1503

Owner

Source: Black Hawk County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	227 LONGVIEW DR, WATERLOO, IA 50701-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CU
Jul 15, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on File
Deed Sale	Sep 21, 2026 · Amount on File
Prior Sale	May 6, 2008 · Amount on File
Deed Document Number	202614310
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 21, 2026
Property Address	227 LONGVIEW DR, WATERLOO, IA 50701-1035
Document Number	0000014310
Instrument Date	Sep 9, 2026
Instrument	202614310
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,743.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 LONGVIEW DR, WATERLOO, IA 50701-1035

Mortgage

Document Number	0000014311,
Date	Sep 21, 2026
Instrument	202614311

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	227 LONGVIEW DR, WATERLOO, IA 50701-1035
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 LONGVIEW DR, WATERLOO, IA 50701-1035

Mortgage

Document Number	202300016137
Date	Jun 2, 2023
Instrument	202300016137

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 28, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	227 LONGVIEW DR, WATERLOO, IA 50701-1035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100001012
Date	Jul 15, 2020
Instrument	202100001012

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2030

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,456.00 (+0.58%) Homeowner's exemption	$190,560 (+7.83%) Land $37,880 Building $152,680	$190,560 (+7.83%) Land $37,880 Building $152,680
2024	$3,436.00 (+7.71%)
2023		$176,730 (+19.8%) Land $37,880 Building $138,850	$176,730 (+19.8%) Land $37,880 Building $138,850
2022	$3,190.00 Homeowner's exemption	$147,520 Land $37,880 Building $109,640
2021			$147,520 Land $37,880 Building $109,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cedar Falls Utilities, GigFire, Nextlink.

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