227 Lombards Mill Ln, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 227 Lombards Mill Ln, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,718 sqft · built 2016
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$318,000 (Sep 2020)
Tax Bill	$2,523 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`242004705`

Property Details

APN / Parcel Number

Primary APN	`242004705`
Alternative APN	`R614 028 000 4323 0000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,718 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	242004705
Street Address	227 LOMBARDS MILL LN
City	BLUFFTON
State	SC
Zip	29909-7860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1356 CYPRESS RIDGE PH 6A PB143 PG1-4
Legal Subdivision	MILL CREEK AT CYPRESS RIDGE
Legal Phase	6A
Legal Lot Number	1356
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1013
Census Tract	2103

Owner

227 Lombards Mill Ln is owned and occupied by two individuals who bought it in September 2020.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	227 LOMBARDS MILL LN, BLUFFTON, SC 29909-7860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Warranty Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Oct 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	Oct 7, 2019
Deed Document Number	2020054149
Deed Book / Page	3912 / 2930
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 24, 2020
Property Address	227 LOMBARDS MILL LN, BLUFFTON, SC 29909-7860
Document Number	0000054149
Book / Page	003912 / 002930
Instrument Date	Sep 17, 2020
Instrument	54149
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,177.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 ARCHWOOD DR SAVANNAH GA 314075024, SAVANNAH, GA 31407-5024

Mortgage

Document Number	54150
Date	Sep 24, 2020
Book Page	003912/002933
Instrument	54150

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 7, 2019
Property Address	227 LOMBARDS MILL LN, BLUFFTON, SC 29909-7860
Document Number	0000054125
Book / Page	003800 / 002793
Instrument Date	Oct 7, 2019
Instrument	54125
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	227 LOMBARDS MILL LN BLUFFTON SC 299097860, BLUFFTON, SC 29909-7860

Tax Assessment & Valuation

The 2025 property tax bill for 227 Lombards Mill Ln was $2,523.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,523.00 (-0.04%)	$14,630 (-3.04%)
2024	$2,524.00	$15,088 (-) Land $2,400 Building $12,688	$377,200 (-) Land $60,000 Building $317,200
2023	$2,524.00 (+8.05%)	$15,088 (+18.62%) Land $2,400 Building $12,688	$377,200 (+18.62%) Land $60,000 Building $317,200
2022	$2,336.00	$12,720 Land $2,400 Building $10,320	$318,000 Land $60,000 Building $258,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 227 Lombards Mill Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Lombards Mill Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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