227 Locust Pt, Howell, MI 48843 Property Records

Livingston County property record for 227 Locust Pt, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,097 sqft · built 1996
Lot Size	1.02 acres (44,823 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jul 2020)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-33-301-013`

Property Details

APN / Parcel Number

Primary APN	`07-33-301-013`
Alternative APN	`470733301013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,097 sqft Living Area
1st Floor Area	1,137 sqft
Basement Area	1,137 sqft
Unfinished Basement	1,137 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	44,823 sqft (1.02 acres)
Lot Width	237 ft Width
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	227 LOCUST PT
City	HOWELL
State	MI
Zip	48843-8172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEC 33 T3N R5E OAKBLUFF SUB LOT 13 FROM 300-024 4/96
Legal Range	05E
Legal Township	03N
Legal Section	33
Legal Subdivision	OAKBLUFF SUB
Legal Tract	712600
Legal Lot Number	13
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1011
Census Tract	712602

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	227 LOCUST PT, HOWELL, MI 48843-8172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
Jul 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Deed Document Number	202023025
Prior Transfer Date	Jun 14, 2019
Prior Transfer Doc	0000016515
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jul 16, 2020
Property Address	227 LOCUST PT, HOWELL, MI 48843-8172
Document Number	0000023025
Instrument Date	Jul 9, 2020
Instrument	23025
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,268.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	742 MAURY PL HOWELL MI 488439133, HOWELL, MI 48843-9133

Mortgage

Document Number	23026
Date	Jul 16, 2020
Instrument	23026

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jul 1, 2019
Property Address	227 LOCUST PT, HOWELL, MI 48843-8172
Document Number	0000016515
Instrument Date	Jun 14, 2019
Instrument	16515
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	227 LOCUST PT HOWELL MI 488438172, HOWELL, MI 48843-8172

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	227 LOCUST PT, HOWELL, MI 48843-8172
Document Number	0000027959
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	227 LOCUST PT HOWELL MI 488438172, HOWELL, MI 48843-8172

Mortgage

Document Number	0000027959
Date	Oct 17, 2018
Instrument	27959

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,500 (+40.95%)	$455,000 (+40.95%)
2025	$4,145.00 (+35.86%)
2023		$161,400
2021			$322,800
2019	$3,051.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surf Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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