227 Libby St, Pinconning, MI 48650 Property Records

Bay County property record for 227 Libby St, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,424 sqft · built 1900
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,946 (2026)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-C05-005-007-00`

Property Details

APN / Parcel Number

Primary APN	`180-C05-005-007-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,424 sqft Living Area
1st Floor Area	1,482 sqft
Basement Area	942 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	280 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	227 LIBBY ST
City	PINCONNING
State	MI
Zip	48650-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7-8 BLK 5 H. M. CLIFFS ADD., L2/P59 BCR
Legal Subdivision	H M CLIFFS ADD
Legal Block	5
Legal Lot Number	7-8
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	1
Census Block	1031
Census Tract	286300

Owner

Source: Bay County records · APN 180-C05-005-007-00

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 41, PINCONNING, MI 48650-0041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	227 LIBBY ST, PINCONNING, MI 48650-8901
Document Number	0000016727
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	227 LIBBY ST PINCONNING MI 486508901, PINCONNING, MI 48650-8901

Mortgage

Document Number	0000016727
Date	Dec 12, 2019
Instrument	16727

Lender

Name	CHEMICAL BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Pinconning City
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,946.00 (+13.93%) Homeowner's exemption	$76,100 (+51.9%)	$152,200 (+51.9%)
2023		$50,100	$100,200
2022	$1,708.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 17, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Point Broadband Fiber Holding.

Based on FCC filings for 143 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PINCONNING serves 1,204 people
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.