227 Leas Ln, Hampstead, NC 28443 Property Records

Pender County property record for 227 Leas Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,363 sqft · built 2022
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$1,015,000 (Oct 2025)
Tax Bill	$7,223 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2021 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3292-43-1196-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-43-1196-0000`
Alternative APN	`000054215`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,363 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	181 ft deep x 240 ft wide

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	000054215
Street Address	227 LEAS LN
City	HAMPSTEAD
State	NC
Zip	28443-8257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 88 PB 65/97 PH 1 SALTERS HAVEN AT LEA MARINA
Legal Subdivision	SALTERS HAVEN AT LEA MARINA
Legal Phase	1
Legal Lot Number	88
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2012
Census Tract	920202

Owner

Source: Pender County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	227 LEAS LN, HAMPSTEAD, NC 28443-8257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
Aug 31, 2021	Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK MORTGAGE
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 17, 2025	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 3, 2025	Warranty Deed, Transfer
Dec 15, 2023	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	202520147162
Deed Book / Page	4874 / 1960
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	227 LEAS LN, HAMPSTEAD, NC 28443-8257
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10506 DUNN MEADOW RD, VIENNA, VA 22182-6600

Mortgage

Document Number	0048831444
Date	Jan 30, 2026
Book Page	4883/1444

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	227 LEAS LN, HAMPSTEAD, NC 28443-8257
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047631557
Date	Aug 31, 2021
Book Page	4763/1557

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	376 Months
Due	Dec 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	227 LEAS LN, HAMPSTEAD, NC 28443-8257
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047852174
Date	Apr 19, 2022
Book Page	4785/2174

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	227 LEAS LN, HAMPSTEAD, NC 28443-8257
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	POWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 LEAS LN, HAMPSTEAD, NC 28443-8257

Mortgage

Document Number	0048602917
Date	Apr 17, 2025
Book Page	4860/2917

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22031

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 3, 2025
Property Address	227 LEAS LN, HAMPSTEAD, NC 28443-8257
Document Number	0048741960
Book / Page	4874 / 1960
Map Reference	MB 65 PG 97-101
Instrument Date	Sep 25, 2025
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18330 ARCHERS DR, MONUMENT, CO 80132-2811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 LEAS LN, HAMPSTEAD, NC 28443-8257

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 15, 2023
Property Address	227 LEAS LN, HAMPSTEAD, NC 28443-8257
Document Number	0048270455
Book / Page	4827 / 455
Map Reference	MB 65 PG 97-101
Instrument Date	Dec 12, 2023
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1842 N HIGHBURY WAY, EAGLE, ID 83616-7485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 LEAS LN, HAMPSTEAD, NC 28443-8257

Mortgage

Document Number	0048270460
Date	Dec 15, 2023
Instrument	4827-0460

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 2, 2021
Property Address	227 LEAS LN, HAMPSTEAD, NC 28443-8257
Document Number	0047431240
Book / Page	4743 / 1240
Map Reference	MB 65 PG 97-101
Instrument Date	Feb 24, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GREGORY RD # NE1, NE1, BELVILLE, NC 28451-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 SHIPMASTERS COVE RD, BELFAST, ME 04915-7250

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,223.00	$980,892 (+29.18%) Land $569,790 Building $411,102	$980,892 (+29.18%) Land $569,790 Building $411,102
2024	$7,223.00	$759,321 (+168.11%) Land $318,614 Building $440,707	$759,321 (+168.11%) Land $318,614 Building $440,707
2023		$283,213 Land $283,213	$283,213 Land $283,213

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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