227 Laurel Ave, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 227 Laurel Ave, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	2,352 sqft · built 1928
Lot Size	0.068 acres (2,975 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Dec 2020)
Tax Bill	$12,747 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00043-04-00226`

Property Details

APN / Parcel Number

Primary APN	`11-00043-04-00226`
Alternative APNs	`1100043000400226` `03075`

Interior

Stories	2 Stories
Building Area	2,352 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	2,975 sqft (0.068 acres)
Lot Dimensions	93 ft deep x 32 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	03075
Street Address	227 LAUREL AVE
City	MAPLEWOOD
State	NJ
Zip	07040-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-4
Legal Description	32X93
Legal Block	43.4
Legal Lot Number	226
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	2
Census Block	2006
Census Tract	19600

Owner

227 Laurel Ave is owned and occupied by an individual who bought it in December 2020.

Source: Essex County and Maplewood Township records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	227 LAUREL AVE, MAPLEWOOD, NJ 07040-1913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · FHA Mortgage SIMPLE TITLE, SIMPLIFILE
Apr 1, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Dec 7, 2020	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS
Sep 26, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Prior Sale	Sep 14, 2005 · Amount on File
Deed Document Number	2020121506
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Sep 16, 2026
Property Address	227 LAUREL AVE, MAPLEWOOD, NJ 07040-1913
Document Number	0000061464
Instrument Date	Aug 5, 2026
Instrument	202661464
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 LAUREL AVE, MAPLEWOOD, NJ 07040-1913

Mortgage

Document Number	0000061464,
Date	Sep 16, 2026
Instrument	202661464

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Dec 1, 2050

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	227 LAUREL AVE, MAPLEWOOD, NJ 07040-1913
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 LAUREL AVE, MAPLEWOOD, NJ 07040-1913

Mortgage

Document Number	0000018048
Date	Apr 1, 2024
Instrument	2024018048

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23453

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Dec 1, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 7, 2020
Property Address	227 LAUREL AVE, MAPLEWOOD, NJ 07040-1913
Document Number	0000121506
Instrument Date	Nov 8, 2020
Instrument	121506
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 LAUREL AVE MAPLEWOOD NJ 070401913, MAPLEWOOD, NJ 07040-1913

Mortgage

Document Number	121507
Date	Dec 7, 2020
Instrument	121507

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	227 LAUREL AVE, MAPLEWOOD, NJ 07040-1913
Document Number	0000090036
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	227 LAUREL AVE MAPLEWOOD NJ 070401913, MAPLEWOOD, NJ 07040-1913

Mortgage

Document Number	0000090036
Date	Oct 12, 2017
Instrument	90036

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 227 Laurel Ave was $12,747, up 3.8% from the year before.

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,900 (-) Land $195,400 Building $335,500	$530,900 (-) Land $195,400 Building $335,500
2025	$12,747.00 (+3.81%)	$530,900 Land $195,400 Building $335,500	$530,900 Land $195,400 Building $335,500
2024	$12,279.00
2023		$329,800 Land $178,500 Building $151,300	$329,800 Land $178,500 Building $151,300
2022	$11,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Laurel Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1999–2024)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 227 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,006 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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