227 Knapp Ave, Morehead, KY 40351 Property Records

Rowan County property record for 227 Knapp Ave, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,920 sqft · built 1979
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Nov 2019)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Nov 2019 Sale & Line of Credit Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`080-20 03 015.00`

Property Details

APN / Parcel Number

Primary APN	`080-20 03 015.00`
Alternative APNs	`3587` `3611` `3800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3800
Street Address	227 KNAPP AVE
City	MOREHEAD
State	KY
Zip	40351-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	H & LOTS 16-18 CASKEY ADDITION
Legal Subdivision	CASKEY ADDITION
Legal Lot Number	16-18
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	4
Census Block	4023
Census Tract	950202

Owner

227 Knapp Ave is owned and occupied by two individuals who bought it in November 2019.

Source: Rowan County records, as of November 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	227 KNAPP AVE, MOREHEAD, KY 40351-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF GRAYSON
Feb 5, 2019	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Deed Document Number	20192002327
Deed Book / Page	274 / 181
Prior Transfer Date	Feb 1, 2019
Prior Transfer Doc	00M019/400
Record Updated	Jun 8, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Nov 27, 2019
Property Address	227 KNAPP AVE, MOREHEAD, KY 40351-1119
Document Number	00D274/181
Book / Page	D274 / 181
Instrument Date	Nov 27, 2019
Instrument	2002327
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1328 WAKEHURST CT, 1328, LEXINGTON, KY 40509-2427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1194, MOREHEAD, KY 40351-5194

Mortgage

Document Number	0002002328
Date	Nov 27, 2019
Instrument	2002328

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ROWAN KY
Recording Date	Feb 5, 2019
Property Address	227 KNAPP AVE, MOREHEAD, KY 40351-1119
Document Number	00M019/400
Book / Page	M019 / 400
Instrument Date	Feb 1, 2019
Instrument	412743
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 KNAPP AVE, MOREHEAD, KY 40351-1119

Tax Assessment & Valuation

The 2025 property tax bill for 227 Knapp Ave was $1,624.

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,624.00	$194,100 Land $30,000 Building $164,100	$194,100 Land $30,000 Building $164,100
2023	$1,278.00	$150,000 Land $20,000 Building $130,000	$150,000 Land $20,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Knapp Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Knapp Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Networx Technologies.

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