Harford County property record for 227 Kershaw Ct, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,978 sqft · built 1966 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,000 (Nov 2022) |
| Tax Bill | $4,272 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-124773 |
| Primary APN | 01-124773 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,978 sqft Total Area |
| Basement Area | 1,236 sqft |
| Finished Basement | 1,236 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,700 sqft (0.269 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Garage Type | Basement |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 974 sqft |
| Deck Area | 435 sqft |
| Patio Area | 368 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 124773 |
|---|---|
| Street Address | 227 KERSHAW CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 20 90/90X130 227 KERSHAW CT JOPPATOWNE SC5 PT 16/43 |
| Legal Subdivision | JOPPATOWNE SEC V |
| Legal Block | 47 |
| Legal Lot Number | 20,227 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 301401 |
227 Kershaw Ct is owned and occupied by two individuals who bought it in November 2022.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 KERSHAW CT, JOPPA, MD 21085-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU |
| Nov 28, 2022 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 15, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage HOWARD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on File |
| Deed Sale | Nov 28, 2022 · Amount on File |
| Prior Sale | Sep 10, 2012 · Amount on File |
| Deed Book / Page | 15750 / 293 |
| Prior Transfer Date | Sep 1, 2017 |
| Prior Transfer Doc | 0125120386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 227 KERSHAW CT, JOPPA, MD 21085-4612 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0147890331 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 14789/331 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | MECHANICSBURG, PA 17055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 28, 2022 |
| Property Address | 227 KERSHAW CT, JOPPA, MD 21085-4612 |
| Document Number | 0157500293 |
| Book / Page | 15750 / 293 |
| Map Reference | MB GRG16 FO 43 |
| Instrument Date | Nov 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE AND ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,097.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 227 KERSHAW CT, JOPPA, MD 21085-4612 |
| Investor | Possibly a Property Investor |
| Document Number | 0157500301 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 15750-0301 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 227 KERSHAW CT, JOPPA, MD 21085-4612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0143740092 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 14374/92 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 15, 2017 |
| Property Address | 227 KERSHAW CT, JOPPA, MD 21085-4612 |
| Document Number | 0125120386 |
| Book / Page | 12512 / 0386 |
| Map Reference | MB GRG16 FO43 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 12512-0386 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | MID ATLANTIC TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 227 KERSHAW CT, JOPPA, MD 21085-4612 |
| Document Number | 0125120389 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 12512-0389 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2026 property tax bill for 227 Kershaw Ct was $4,272 with a homeowner's exemption, up 23.7% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,272.00 (+23.72%) Homeowner's exemption | $391,967 | $429,500 Land $69,500 Building $360,000 |
| 2025 | $3,453.00 Homeowner's exemption | ||
| 2023 | $309,633 | $316,900 Land $69,500 Building $247,400 | |
| 2022 | $3,295.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 Kershaw Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Kershaw Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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