227 John Ct, Havelock, NC 28532 Property Records

Craven County property record for 227 John Ct, Havelock, NC 28532

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,092 sqft · built 1999
Lot Size	0.025 acres (1,092 sqft)
Owner	Individual Name on Record
Last Sale	$78,500 (Apr 2018)
Tax Bill	$1,250 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-220-H-027`

Property Details

APN / Parcel Number

Primary APN	`6-220-H-027`
Alternative APN	`120041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,092 sqft (0.025 acres)
Lot Dimensions	42 ft deep x 26 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	120041
Street Address	227 JOHN CT
City	HAVELOCK
State	NC
Zip	28532-1871
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 27 CHRISTOPHER DOWNS SCT 2
Legal Subdivision	CHRISTOPHER DOWNS
Legal Lot Number	27
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2013
Census Tract	961302

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1441 N HUMBOLDT ST, 408, DENVER, CO 80218-2366
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2018	Deed of Trust, Mortgage PENTAGON FEDERAL CREDIT UNION
Apr 2, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Feb 29, 2000 · Amount on Record
Deed Document Number	201810020450
Deed Book / Page	3531 / 554
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	227 JOHN CT, HAVELOCK, NC 28532-1871
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003547/0000001571
Date	Sep 10, 2018
Book Page	0000003547/0000001571
Instrument	000010027524

Lender

Name	PENTAGON FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	136 Months
Due	Jan 1, 2030

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 2, 2018
Property Address	227 JOHN CT, HAVELOCK, NC 28532-1871
Document Number	003531/554
Book / Page	3531 / 554
Instrument Date	Mar 23, 2018
Instrument	000010020450
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 JOHN CT, HAVELOCK, NC 28532-1871

Mortgage

Document Number	0000003531/0000000557
Date	Apr 2, 2018
Book Page	0000003531/0000000557
Instrument	000010020451

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,250.00 (+2.38%)	$98,660 (-) Land $7,000 Building $91,660	$98,660 (-) Land $7,000 Building $91,660
2025	$1,221.00 (+4.45%)	$98,660 (-) Land $7,000 Building $91,660	$98,660 (-) Land $7,000 Building $91,660
2023	$1,169.00 (+25.83%)	$98,660 (+30.49%) Land $7,000 Building $91,660	$98,660 (+30.49%) Land $7,000 Building $91,660
2022	$929.00	$75,610 Land $7,000 Building $68,610
2018			$75,610 Land $7,000 Building $68,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	34 (1998–2021)
Claims Outside the SFHA	34 of 34
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 20 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Metronet.

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