Ozaukee County property record for 227 Joans Ct, Cedar Grove, WI 53013
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,459 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-058-00-090.00 |
| Primary APN | 02-058-00-090.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 131,987 sqft (3.03 acres) |
|---|
| Account Number | 21193 |
|---|---|
| Street Address | 227 JOANS CT |
| City | CEDAR GROVE |
| State | WI |
| Zip | 53013-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1424/928 LOT 9 LAKEVIEW DOWNS |
| Legal Subdivision | LAKEVIEW DOWNS |
| Legal Lot Number | 9 |
| Jurisdiction | OZAUKEE WI |
| Township / Civil Division | BELGIUM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 610102 |
227 Joans Ct is owned and occupied by two individuals.
Source: Ozaukee County records, as of February 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 227 JOANS CT, CEDAR GROVE, WI 53013-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Line of Credit OOSTBURG STATE BANK |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OOSTBURG STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0001424928 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OZAUKEE WI |
| Property Address | 227 JOANS CT, CEDAR GROVE, WI 53013-1501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001152218 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 1152218 |
| Name | OOSTBURG STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OZAUKEE WI |
| Property Address | 227 JOANS CT, CEDAR GROVE, WI 53013-1501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001110314 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 1110314 |
| Name | OOSTBURG STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 227 Joans Ct was $4,459 with a homeowner's exemption.
Source: Ozaukee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Ozaukee County |
| County Subdivision | Belgium Town |
| Unified School District | Cedar Grove-Belgium Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,459.00 Homeowner's exemption | $397,600 Land $117,300 Building $280,300 | $573,200 |
| 2023 | $3,558.00 Homeowner's exemption | $377,000 Land $117,300 Building $259,700 | $458,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 Joans Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Joans Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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